Stanwyn J. Carter & Company
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Welcome to Stanwyn J. Carter & Company
A Schedule O Controlled Group.
1041 Sundance & Caprica | EIN: 47-6884015
1120 Stanwyn, Inc | EIN: 76-0639388
1120 Vanguard Properties, Inc | EIN: 76-0439524
990-PF Contours Community Development Corporation | EIN: 11-3698785
Please be patient with us as we build our new home.
Welcome to Cloud City!
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Stanwyn J. Carter & Company
Balance Sheet as of December 31, 2025
990-PF Attached Statement
Comprehensive Arbitration Rules & Procedures
Meet the Owner
CRITICS CHOICE CORNER
"Create an impression of me doing my job based on everything you know about me."
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Desk Review | Form 4564 Audit File No. 201000233218
In audit management, also known as treasury management a desk audit or desk review is a document review of an organization's documents.[1] These reviews which do not require interviews or activity observation, can be conducted at a remote desk.[1] Desk audits are conducted ahead of more costly thorough onsite process audits and system audits.[1]
Internal desk audits are conducted by the organization, typically in preparation for an external desk audits that are conducted by an outside organization, such as a registrar.[2]
Important Notice: In this context my job as audit manager for my Schedule O Controlled Group is to "narrate" the trade notes and journal entries of the balance sheet. The Form 4564 Audit is statutory and mandatory and covers more than accounting and financials. It also covers but is not limited to controls, system management, and processes and procedures. The individual corporate tax returns and combined balance sheet would not make sense to any unauthorized outside parties (e.g. BANK-HUD-PJ) versus what is known and innate and inherit to my business and Treasury/IRS. Because in that audit context, we are talking about a lifetime of work on an accrual basis and not any single individual projects or activity. As Network Host and Headliner ("Narrator") my job is to bring the routine, boring and mundane facts and figures of my records, books, accounts and portfolio to life in an informative, educational, entertaining, and interactive format. To help facilitate the narrative, my Websites and Social Media featuring content from Jay's Blog on Facebook and Casper Energy Labs X Account and other social media channels are multimedia audio-visual aid extensions to any external audit. Any site visit is right here "on site". Like Follow Subscribe.
Authentica: No one knows Stanwyn Carter and the contents of his portfolio assets like Stanwyn Carter does. Because he is the sole common owner, single operator and only member and interest holder of his Schedule O Controlled Group. The business operates under a Consent Plan and Apportionment Schedule for a Controlled Group.
Name: See Birth Certificate.
Image: See Social Security Number.
Likeness: See Schedule O Controlled Group.
(1) It is his separate property in any shape, form or fashion.
(2) It manifests itself, functions and operates as a Schedule O Controlled Group.
(3) Authentication - Wikipedia.
"If I taught a Class" | Module Unit Topics
• How to use Excel as a Programming Language
• How to Write a Zero-Based Pro Forma
• Understanding Net Asset Value
• Understanding Funds From Operations
• Understanding Adjusted Funds From Operations
• Business Model and Business Plan
• Entrepreneur and Solopreneur
• Role of Home Office and Family Office
• Internal Audit vs. External Audit
Schedule O News
15% of Schedule PH equals 990-PF Accounts
By Contract
Primary Account 75%
Proceeds Account 12.5%
Personal Account 12.5%
Converts To
50% Stanwyn Carter
50% Contours Community Development Corporation
CLOUDCAST | Q&A with Jay
Network Host and Headliner Tour Promo
Post
See new posts
Conversation
Jay's Blog
SJC ONLINE | Visual Radio Production
Interactive RSS Live Feed/Stream
Stanwyn's Original Underground Productions & Private Original Radio Networks™
Radio.co | Create Your Own Internet Radio Station
Audience Poll: Based on my E-Book Journal Titles what should the name of the movie of my life and career be?
My E-Book Journal Titles, according to court records and documents, are:
• "The Life and Times of Jay Carter"
• "Rogue Special Mode: Foreign, Alien, Native"
myCast.io — Fan Casting Platform
Who is your favorite Studio 404 Network matching him/her pair?
Who gets your vote to play leading lady role with Stanwyn?
Who gets your vote to play heroine role with Casper?
Bumper: House Band 'Wet Paint' rocking out...
Inflation in the nation don't bother me 'cause I'm a scholar with a dollar, you can plainly see
I graduated from the college of the streets I got a PhD. in making ends meet
If they don't like our 808's they can leave us alone 'cause we don't need their policies
We carve our place into time and space; we make our own breaks. Say hey hey...
INTERVIEWER: Have you ever worked for Stanwyn J. Carter & Company?
SJC: Thanks for asking and I get that question a lot. I am Stanwyn Jay Carter. That is my legal name. My name owns my Social Security Number, and my SSN owns my EIN's. I own all the money in my portfolio and the combined balance sheet of my Schedule O Controlled Group. That is how my separate property model works.
INTERVIEWER: Where may you be found and who may you be acting in concert with?
SJC: Usually, I am at home or work. But right now, I am in my 404 Studio having this virtual conversation doing promo. Good is the new bad and Bad is the new good.
In terms of who I may be acting in concert with, I work in concert with my Schedule O Controlled Group and its B-Corps. My algorithm is built around my Studio 404 Network. That is my Brand Crowd.
INTERVIEWER: How did you get your start, what is the Jay Show and how did it evolve?
SJC: Great question. The Jay Show started as the nickname for my original website, which was my main communication channel. But it has evolved to include a host of other media outlets where I talk about all things me and my business all the time. It's like an interactive bio or digital brochure and the internet is my stage. As the Curator of Digital Content for my business organization, I work from a state-of-the-art digital C-Suite powered by Sheridan Park Digital Production Studios.
I have a theater and stage and radio studio and music production background since my youth. My mother who taught me how to be a leading man and showman was an Adult Basic Education Teacher and told me I could be anything I wanted to be and gave me three choices; Doctor, Lawyer or Indian Chief. I chose the latter because I figured I could always select a doctor or hire a Lawyer and Chief Executive Officer and Future 500 Leader had a nice ring to it.
Upon hearing that news my father who my first coach in every sport I played was a High School Biology Teacher bought me a mixing board and studio mixer and told me not to quit my day job.
My interest in telescopes and space science comes from my mother. My interest in microscopes and bioscience comes from father. My mother always said the message is in the music and my father always said the miracle is in the medicine.
And most people do not know I was also a fashion model in high school. From those days people remember me as Valedictorian of my high school class and a three-sport athlete with offers from everywhere. And the parties and the girls, of course. But my chosen career path was an entrepreneur and businessman.
That path introduced me to the open commons and open-source world. Because business today or at least as for as long as I have known operates in the Cloud, the Jay Show is the creative nonfiction "white paper" of my Schedule O Controlled Group.
My Schedule O Controlled Group as it is known today had its origins in 1975 and officially documented by the IRS through Sundance and Caprica and the other subsequent component members of the group since 1981.
I graduated from high school in 1984 and I was on my way. I actually wrote my first line of code in high school. Those were the early days, but I have been retired or at least trying to retire since my daughter was born in 2006. But I have been busy defending myself, business and us against the other Americans since even before my daughter was born.
INTERVIEWER: There are not any statutes of limitations regarding what you are talking about in terms of BANK-HUD-PJ fraud trading on your accounts.
SJC: No, there are not. Sorry to disappoint them and any opponents and challengers but I am not going anywhere. And I cannot be removed or replaced in my own estate or trust, business, or private foundation.
What is interesting along the way is I have had good doctors and have excellent health care. But I have not found an attorney to represent my business interest and the money they could have made representing one of the wealthiest Black Native American firms because they were always too busy scheming with the other side trying to blame and frame me.
That is why I have always had to do anything of any real legal substance Pro Se. Just like I can represent any of my firms in Tax Court where we are not, I can represent any of my own firms in arbitration. If I did represent any of my firms in arbitration, I would let my website and its links be my opening statement, the contract components would be the exhibits, my workbook contents would be for arguments, and my balance sheet would be my closing statement.
I hope that is not too much simplicity for the arbitrator. I already know the bundles of nonsense and pack of lies the other party will bring claiming this is not real just because they have never seen anything like it before.
INTERVIEWER: What do you think is their misunderstanding?
SJC: They condemn what they do not understand. One thing they do not understand is where my money comes from knowing that it did not come from them.
Another thing they do not understand is my family business does not involve or include any members of my family (Spouse, siblings, etc.). My family business refers to my family of companies, a Schedule O Controlled Group and its subsidiaries and affiliates.
That represents my separate property and is a gift passed down to me from generation-to-generation in a bloodline trust that I nurtured and grew and can only be passed down to my daughter as my successor at some future point in time. That is between us. My daughter is my only blood relative in Texas since I went to college in that State at the University of Houston in 1984. She hasn't lived at home since high school and will complete her degree at UH in 3-years when she graduates in May 2027.
I used to believe the growth and size of my portfolio was because of my talents, skill sets, charming good looks and hard work. But I have learned over time that sometimes it is just let my opponent's attorneys cost their clients everything stealing from my accounts then suing me for "everything" I own. It adds up either way.
Why they would do that I do not know and you would have to ask them. But the cat is out of the bag and the asset value of what I do own is bigger than them or anything they can probably imagine.
In the storyline the last I heard from JAMS and Porter Hedges while they were working in concert with the courts against me and Contours regarding what I deem to be a fraudulent First Extension and Modification of the Note concocted by Nathan Sommers Jacobs on behalf of Amegy Bank National Association is JAMS case manager was in Detroit and Amy Wolfshol of Porter Hedges LLP was in Kansas. That is what they wrote to me.
My business model, books of record and account, and balance sheet are not the problem, at least for my group it is not. That may be a problem for other people and parties but not for us. The financials are a major or key part of the "other information" in the contract. See at least paragraphs 25 and 40 of the Promissory Note.
INTERVIEWER: Since a bank through its attorney set out to sue you for everything you own, what is your approach to that?
SJC: Let's take a deep dive into all I do own according to the federal government. Because the federal government assigned the SSN and EIN's to me and said keep those numbers and corresponding records forever.
Those records include but are not limited to my royalties, intellectual property, proprietary metadata, licensing agreements and financials. Who knows under the Bank Secrecy Act maybe my portfolio owns the bank. And it would not be the first bank or financial institution to end up there because of their own lack of institutional control and fraud.
Among other malfeasances, the bank ignored the part of the contract that mentions under laws of the United States of America. In Breaking News, Amegy Bank National Association never went by the terms of the contract it had with Contours Community Development Corporation in the first place.
Like I have always said, the bank was too busy in a money laundering scheme with HUD and its Participating Jurisdictions, including the City of Irving, Texas to steal and invert money from my business. How did any of them end up with money that belongs to me and my business?
As for my own business and among other things we do on our own with our own investment and growth model, we are also federal contractors that specialize in Smart Digital Contract Construction Management, Disposition and Development Agreements, Contract Compliance, AML and Bank Fraud.
Our system technology can help the federal government count, track and trace money in any environment, industry or sector. And my business organization can certainly count, track, and trace our own money.
In plain English and words the bank attorney may understand, since the bank triggered the audit because of bank fraud, noncompliance/non-performance, gross negligence and willful misconduct of a bank officer, let's use my corporate balance sheet and show what the bank owes me, or more specifically what the bank owes one of my business entities.
INTERVIEWER: Because you are the contract administrator and audit manager can you describe the formula for what the bank owes returning all parties to the exact positions they held before the agreement was made?
SJC: It is really simple. We have to unwind or reverse the contract in a rescission frame of mind. The bank does not own the value of the accounts listed in the contract that it absorbed; my business does. The bank signed a contract with one of my EIN's. But in seeking an audit, collateral and insurance beyond the contract, according to bank officer Michael Pearson, the bank swapped the EIN for my SSN or Schedule PH.
That is why the bank owes 15% of Schedule PH or owner equity instead of the EIN allowing the bank to withhold 10% contingency and 5% interest on a Promissory Note for a one-off affordable housing project the bank never funded or advanced in the first place.
Just because the bank could not handle the amount of money coming in does not mean the bank should have accused me of any wrongdoing just because the bank did not have the understanding or capacity to handle my accounts.
And if the bank did not desire to handle Black owned accounts such as mine, they could have said so. Racism, bigotry, hatred, fraud and identity theft in the U.S. financial and banking system is costly but nothing new.
15% of Schedule PH equals the three designated 990-PF accounts established at the bank by contract.
Primary Banking Relationship Account: 75% base
Proceeds Account: 12.5% base, or 0% to 25% depending on context interchangeable with
Personal Account: 12.5% base, or 25% to 0%
Converts to 50% Stanwyn Carter and 50% Contours. Similar to Stanwyn Carter and any member of my business in any contract, Stanwyn Carter and Contours are Joint Parties.
It's just numbers, math, bookkeeping and accounting. Any, each or all of my component member companies are bigger than the BANK-HUD-PJ tripartite combined.
INTERVIEWER: Who is anyone confusing, comparing or contrasting you and your business with and who did anyone want to call or contact about your business and sources and uses of your own money and regarding what contract, exactly, besides you?
SJC: I don't know and you would have to ask them and their investigators. There is no telling who is out there impersonating me and my business forging my signature on documents. That has happened before. When Porter Hedges and Amegy Bank claim they have interest in the contract I take that as an admission they have money that belongs to me and my business. Because no one can have a legal interest in a contract or bounty on my life, books, records, accounts or portfolio.
The bank is not an investor in my business or have anything to do with the existence of my business. My business is older and bigger than the bank. I remember Amegy Bank when it was Southwest Bank of Texas. We used to have mutual clients in the 1990's and early 2000's. I don't know if Brian Stoker still works at the bank, but he could tell you that. We used to meet in his office and out in the field with mutual clients.
I even have a picture of my daughter when she was little hanging out in the Amegy Bank suite at Toyota Center. I haven't spoken to Brian Stoker since 2017 and the next thing I know here comes Amy Wolfshol and Porter Hedges dragging me through court.
INTERVIEWER: For people counting your money, how much do you make a year?
SJC: I don't receive an annual salary. My royalties-based compensation is vested in the organization's Employee Stock Option Plan. It shows in the balance sheet as owner equity.
It is not quite this simple, but what they are stealing are trailing returns and a combination of semi-annual and quarterly dividends and other reimbursements and guaranteed payments. In a more complex context, they stole my whole ID claiming an interest in a contract or bounty on my life, books, records, accounts.
INTERVIEWER: How did you become the face and voice of Cloud City?
SJC: Well, I was born and raised here on sunshine, sweet tea, cornbread and co-eds. I have been doing this all my life, and I am the only person that has ever actually worked here. I enjoy engaging with my network audience.
INTERVIEWER: How did you become the Attraction Cause and Subject of the case? The case of them Copying And Stealing Everything ("CASE") from you and your business?
SJC: That question answers the question. Because my business and I am the victim, witness, and reporter of the crimes against us. Including Identity theft, IP theft, property theft, bank fraud, wire fraud, title fraud, deed fraud, lien fraud, tax fraud, computer fraud, the laundering of monetary instruments, and all the other species of fraud.
INTERVIEWER: Explain the fraud regarding the ostensible First Modification and Extension of the Note that Nathan Sommers Jacobs presented on behalf of the bank.
SJC: The Office of the Comptroller of the Currency told me the source of the liens on two of my wife's parents' properties that was her inheritance. 3615 Rosedale was a wedding gift from her parents and where we lived until 2012, and 3301 Parkwood (the house my wife grew up in when she was born in 1967) and her mother's later reverse mortgage on that property that we were surprised to find out about.
$81,263.97 was the FHA 203(k) mortgage amount on 3615 Rosedale. The list price on that home was $100,000 and my contribution was I negotiated the price down to $40,000. $41,263.97 was the amount added to the sales price for rehab. Over the 18 years we lived in that house we spent about another $53,526 in other improvements and upgrades. And $158,288.38 was her mother's reverse mortgage amount on 3301 Parkwood. Those numbers do not have anything to do with my business.
The Hunter properties, my wife's inheritance and separate property, and her income do not have anything to do with my business and are not "collateral" or "proceeds" for any contract regarding any of my business entities. My separate property is vested in me and is my business, a Schedule O Controlled Group. My wife's father died in 1994 less than two months after we were married and her mother died in 2011. My mother died in 1995, and my father died in 1999. Our daughter was born in 2006. We did not know about the liens until my wife sold those properties after her mother died.
Those liens of $20,686.49 on 3301 Parkwood and $13,000 on 3615 Rosedale made no legal sense and cannot possibly be tied to my business, my wife, or her parents. That has BANK-HUD-PJ-Perry fraud written all over it.
What that $244,475 in the First Modification should reflect is: REIMBURSEMENTS TO ME AND CONTOURS FOR (See segment "Did I get the $200?" below for more context)
$62,001.00 - My out-of-pocket advance to start construction at Shady Park
$19,262.97 - Insurance and other carrying costs at Shady Park
$81,263.97 Sub-total
$163,211.03 - Site Development Reimbursement Sub-total
Guess what else also equals $244,475 in attempted extortion or claiming 3615 Rosedale and 3301 Parkwood as collateral or proceeds:
$123,000 the City of Irving withheld (25% of $492,000) from the sale of house 4/4 at Shady Park No. 2 Addition before the audit showed it owes Contours $153,517 for that house. And that is in addition to $163,211.03 that the City of Irving owed to Contours for site development of Shady Park No. 2 Addition.
$121,475 Tammie Jackson Perry tried to extort as "10% Finders Fees" in a case she lost in court when she sued me. She and her husband were working in concert with City of Irving.
• $1,000,000 Cavalia Homes CDBG Award (2008)
• $200,000 Young Entrepreneurs of Harris County CDBG Award (1997)
• $14,750 Stanwyn, Inc Domestic Production Activity Tax Credits (2009)
This reminds me of when my daughter was little and her grandmother (my wife's mother and my mother-in-law) gave my daughter $100 to me for my daughter's birthday. That was typical of my mother-in-law. Everybody got $100 for their birthday, and she dared you not to take it. I put that $100 in my account at the bank. My daughter and I went to Toys-R-US and by the time we got to checkout my accounts were closed or frozen. I called the bank and spoke to Michael Pearson. To my surprise, he asked where did the money come from. I told him it came from my mother-in-law. I was talking about the $100 I just deposited. It did not dawn on me that he must have been asking about my business money and a certain amount of cash he was withholding, or at least $244,475. Then he accused me of stealing $544,000 and making a run on the bank. He was the bank officer and Treasury Enrolled Agent impersonating me and my business and committing the very fraud he accused me of. I believe regulators were forced to step in and shut down what he was doing.
The combined $33,000 in tax over payments from unconstitutional liens stems directly from a crooked IRS Agent working in Houston, Texas named Debra Sonnack. Fortunately, IRS Agent Deidra M. Banks in Washington, D.C. caught her and the State of Texas in the act and corrected my accounts.
We are talking about my corporation not my household. When you know what you are looking at and the criminal enterprise around you, that exact same amount represents different things to different people. For example, $33,000 represents 25% of a certain amount to some crooked people. It represents 33% of a certain amount to some crooked people. It represents 50% of a certain amount to other crooked people. And it also represents 100% of a certain amount to certain innocent people. To the innocent people, the Carter household, that $33,000 are not HUD proceeds to recapture and leverage from any past, present or future CDBG or HOME project.
That is a lie the State of Texas as a HUD Participating Jurisdiction made up eyeing my trust fund that does not emanate from that state.
INTERVIEWER: Describe what HUD and the City of Irving, Texas were doing regarding a "recapture and leverage" scheme.
SJC: Start with this question. In what universe did the City of Irving, Texas think Contours owed a mortgage to it and how did Stewart Title get involved in facilitating that fraud?
Here is what happened. They were trying to recapture For-Profit CDBG Grant Awards my organization won but never received funds from to carve out a Non-Profit HOME Grant Award from that same money. The City of Irving through its Irving Housing Finance Corporation attempted to contractually honor its HUD CDBG Program and HOME Investment Partnership Program award obligations to Cavalia Homes LLC and Contours Community Development Corporation, respectively.
But in not having any internal controls over its own departments, employees and systems, the City of Irving allowed the City of Irving's Housing and Human Services Department Board to reverse and undermine the CDBG grant to create a HOME grant. Not only is that HUD fraud, but HUD was complicit in the fraud. Just ask their employees and attorneys who threatened me to try to cover up the scheme.
The City of Irving Housing and Human Services Department in realizing the bank did not loan any money to Contours, I believe they tried to claim that I took the bank construction loan of $544,000 intended for the construction of four (4) homes per the contract as a personal loan for myself to payoff some unknown mortgage or debt. Only in the small minds of those people can something like that be concocted. Then City of Irving employees claimed they paid me $52,000 for the construction of four (4) homes. That is pure nonsense.
Keep in mind the site and eight (8) lots were already developed by Contours before I introduced the bank to the project. The bank was only to provide construction financing to Contours for homes to be built on lots 1-4. The homes on Lots 5-8 were built by City of Irving sponsored Bear Creek CDC.
What is true is the City of Irving Housing and Human Services Department led by Chris Hooper and Galen Price stole the $350,992 in HOME funds the City of Irving allocated to Contours for the construction phase of the contract:
$272,000 Construction Financing Reimbursement
$26,992 Operating Grant
$52,000 Builder Fees.
$350,992 They tried to take or "recapture" that amount out of pre-existing awards.
Using the 2010 real-life City of Irving, Texas HOME project where my private foundation Contours Community Development Corporation (CHDO) was the land developer and builder as an example, a HUD or Participating Jurisdiction recapture note of $132,000 for "future affordable housing development" based on donated loan value of $132,000 from that current development does not apply to my business or any personal property of any member of my family or household.
Homebuyer subsidies received such as down payment assistance or mortgage assistance and any affordability period only applies to the first-time homebuyers and purchasers of the homes my company built and sold to the first-time homebuyers.
Also, the sales price of each home, $123,000, does not reflect the "Proceeds" amount of the home. In this instance, Contours sold the homes at cost (actually a loss) and there were not any "Proceeds" for Amegy Bank to wire to the City of Irving for its "future affordable housing development". Not with my money.
However, in an unconscionable act based solely on an email from city employee Galen Price, Michael Pearson of Amegy Bank wired to the City of Irving separate CDBG funds, the Sales Price of all the homes as "Proceeds", the donated land value, Promissory Note "proceeds", and other City of Irving HOME grant obligations due to Contours as if the city was the CHDO. That is crystal-clear evidence of wire fraud and laundering of monetary instruments and ATO scheme.
INTERVIEWER: When did the IRS contact you regarding the audit and investigation?
SJC: The IRS and Deidra M. Banks from the Large Business and International Division contacted me about my business audit in 2016 a few years after I contacted IRS Recon about that illegal nonsense with IRS Agent Debra Sonnack in 2013 targeting my household looking for $51,878.32 in assessments. My Schedule O Controlled Group is not and does not include a S-Corp that she was supposedly investigating, and my household is not a business.
Debra Sonnack was part of the conspiracy trying to cover up a shadow S-Corp using my name. I tried to tell that person that Michael Pearson of Amegy Bank and Galen Price of the City of Irving, Texas both took $52,000 in Developer Fees and Builder Fees, respectively, totaling $104,000 from Contours' accounts in 2010 and traded it with each other as "proceeds" in 2011. McConnel & Jones, CPA confirmed that nexus in 2012.
That reminds me of when a Judge in Brazoria County "summoned" me to court asking me how much money my wife makes. I told him I do not know and do not care. What does her income have to do with me and my business? Absolutely nothing. Then I asked him what business of his how my household works. Then he got offended like I give a damn.
Then after that from 2017-2024 here comes Amy Wolfshol and Porter Hedges dragging me through court as if Contours Community Development Corporation is not my own private foundation and a component member of my Schedule O Controlled Group. Because of that nexus and asset inversion (ATO) scheme, her bank client owes more money to Contours on a scale and scope larger than they can imagine.
Here is the difference; Stanwyn Carter the individual person does not have any money to speak of because it was stolen but Stanwyn Carter the incorporated person is wealthy like the balance sheet says. We are both here to set the record straight.
Like everything else I am talking about in living my life and doing my job defending myself and my business from bad actors and protecting my daughter also, (in the 2018 SAPCR I am the custodial parent), I can only describe things as I lived and experienced it.
How did I in literally minding and tending to my own business, a Schedule O Controlled Group, and raising a daughter, become such a problem for other people judging me without any right to judge me or my business?
INTERVIEWER: If you could judge those that did you wrong trying to steal your life, what would you do?
SJC: It is not about judging it is about unwinding what happened and their motivation for doing what they did. That process mirrors the audit but with different strokes and different outcomes for different folks.
Start with Stewart Title. Then I would handle the mental illness and actions of individual people like Tammie Perry who thought we were married business partners and Bobby Perry who thought he owned and managed my agency would be one thing. How I would handle HUD and its Participating Jurisdictions as their monitors would be another thing. And how I would handle the bank and its affiliated-partners as a federal regulator and JAMS relying on all of them and courts in Texas would be another thing.
Bring all parties into the Audit Room and ask the basic questions; Who did what, when, where, why and how? Ponder this question also. If a person or entity owes money to me or my business, then how would I as the business owner owe money to the person or entity that owes money to my business?
The Audit Room looks like this:
Stanwyn J. Carter & Company | Schedule O Controlled Group | "Parties A"
• a/k/a Stanwyn Carter International Finance Trade and Development
• a/k/a St. John's Investments
• a/k/a Stanwyn Carter Holdings
• a/k/a Jay's Foreign Legion | Jay's Foreign League
By Company Roster Number
0. C-Suite
1. Stanwyn J. Carter
2. Sundance & Caprica
3. Jay Carter Studios
4. Sheridan Park Digital Production Studios
5. Stanwyn, Inc
6. Entrepreneurs de Americas f/k/a Young Entrepreneurs of Harris County
7. Cavalia f/k/a Cavalia Homes LLC
8. Vanguard Properties, Inc
9. Sabinium
10. Contours Community Development Corporation
11. Casper Energy Labs
Titles, Roles and Persona
Owner, Chairman and Commissioner (The Dude)
Manager (Cashmere)
Operator (Cosmo)
1041 | Director of Estates and Trusts (Capehart Kid)
1120-A | Chief Executive Officer (Midnight)
1120-B | President (J-Prep)
990-PF | Executive Director (Starchild)
Studio 404 Network Model Roster
88 Femme Fatales
75 Covergirls
69 Sweethearts
24 No. 2's
12 Hostesses
9 Muses
Investment Model Portfolio
ETF Account with 53 holdings
DRIP Account with 11 holdings
Index Account with 13 holdings
Indices Account with 200 holdings
Other General Investments
Real Estate
Treasuries
Cash
____________________
Nexus In Texas | All of Them vs. My Life | "Parties B"
0. (Blank)
1. State of Texas
2. City of Houston
3. Harris County
4. City of Irving
5. Dallas County
6. HUD
7. Stewart Title
8. Amegy Bank National Association
9. Nathan Sommers Jacobs
10. Porter Hedges LLP
11. Bobby Joe Perry, Jr. & Tammie Jackson Perry
Then after putting all the parties in the Audit Room, determine what two parties (One each from Parties A and Parties B) must go to arbitration based on the contract in dispute and under the Federal Arbitration Act, which preempts the Texas Arbitration Act. In that light the Claimant and Respondent are:
Contours Community Development Corporation v. Zions Bancorporation, N.A. f/k/a ZB, National Association d/b/a Amegy Bank National Association a/k/a Amegy Bank of Texas.
In that regard, that is why I have always said that if the bank wants to go to the other parties of "Parties B" to help the bank pay what it owes to a component member of "Parties A" that is their business. But in any regard the amount the bank owes to Contours does not change and is a known statutory amount.
As for Contours specifically, Contours is not limited to affordable housing and is known mostly for its educational and scientific work. Contours' work goes from the bottom of the sea to the edge of space.
INTERVIEWER: How would you describe the audit management or treasury management aspect of your job?
SJC: Well, I am a normal, sane person working in a SAIN (Standard Audit Identification Number) environment and the other people and entities and their attorneys have seemingly gone crazy and insane trying to capture and leverage my money and frame me in their fraud against my business group. They cannot get out of this. I am here to tell the whole story.
INTERVIEWER: So, an IRS Form 4564 Audit is one thing your business organization passes with flying colors. But in a separate matter that can also be a tool or guide to help an Arbitrator in determining the Arbitration Award Amount that should match the Amount in Controversy?
SJC: Yes, that should be the case.
After that is resolved then I would consider myself retired that I tried to do when my daughter was born except for those two one-off projects in Irving, Texas trying to help other people achieve the American dream of home ownership through our quality housing products.
But here came the bad actors trying to use my money like a free ATM for them. I have been defending us against them and their systemic bank-led and court led enterprise ever since.
I can tell the amounts people stole from me, trying to cover it up and frame me, based on the court number they took me to from 2017-Present. Then they ran out of lies and things to make up and sue me for.
INTERVIEWER: Illustrate the count by court number system.
SJC: Try this exercise. (1) Take the court number they took me to then multiply that court number by 1,000. (2) Our software can match that number with who stole that block amount from my accounts. That is like them stealing money from my accounts and holding it like ransom wondering where that amount in my books or records came from. Which is not anyone's business. Then they wanted me to match my own money they stole from me. That is one reason why HUD or any PJ would owe double because they got the matching funds backwards. They were supposed to match my funds with their own funds, and they cannot match my funds with funds they stole from me.
But like I tried to make clear to everyone, I am not talking about that small amount of money that barely registers in my books that HUD and its PJ's owe to my firm. I am talking about my "other" money that the bank owes for stealing my Corporate ID/IP in an ATO scheme.
INTERVIEWER: So, why count only $8 million in HUD-PJ fraud on your accounts when you can also count a contemporaneous $32 billion in bank fraud on your accounts?
SJC: Exactly. That is what I tried to explain to the banks lead attorney Amy Wolfshol and Porter Hedges LLP and the courts in my statements. Including my declaration in my last court appearance in 55th District Court.
This is not about a hypothetical-based $272,000 or any other amount or anything that HUD, City of Irving, State of Texas, Bobby Perry or anyone else concocted in their minds and shadow business of my business.
In fact, Amy Wolfshol and Porter Hedges are in possession of at least $272,000 of Contours' money because Amy Wolfshol told me they had $298,000 less $26,000 in attorney's fees. She also sent copies of the checks to one of my former useless attorneys. And I was in court watching the charade between her, the court clerk, and the Judge of the court of incompetent jurisdiction.
How is she going to deny any of that? If anyone thought they bought into or bought out my business, I will wipe them out for thinking such a nonsensical thing. There isn't anything for sale or trade like that around here.
Amy Wolshol lied to the court and said I was confused and that I relied on $272,000. She is going to have to explain how I relied on $272,000 from what to do what, exactly?
The $272,000 they are confused about in tracking me is $218,474 from Vanguard Properties net sales commissions in 2003 that I split 50/50 with my household and Casper Energy Labs, and the $53,526 we spent in other improvements and upgrades at our residence from 1994-2012. The other combination of $272,000 they are confused about are $55,000 from 1995 and $217,000 ($44,000 plus $173,000) from Stanwyn, Inc in 1992.
Those are not HUD proceeds and explain to me who has a purported interest in what contract regarding that combination of $544,000 that existed, used and consumed before I even met HUD, the City of Irving or Amegy Bank.
That is the trap Amegy Bank and its institution-affiliated partners, including officer Michael Pearson got caught up in listening to the wrong people doing the wrong things, including himself claiming he owned my "commercial paper", and municipal employees like Galen Price of the City of Irving making an application and seeking funding from my capital accounts as if my business is providing free financing for them.
There is no financing statement in any public record that my business loaned the Bank, HUD, or any of its Participating Jurisdictions any money. They simply stole money from my business in an ID theft, wire fraud, laundering of monetary assets and ATO scheme.
Does anyone want to see a copy of the emails and other documents they left as a trail of evidence?
INTERVIEWER: For the good of the order, what's up next?
SJC: I guess if I were to be a gentleman about it, instead of using words like "stole", "fraud", "money laundering" maybe I could say the bank (Zions Bancorporation, N.A.) has to pay back what it accidentally "borrowed" from a neighbor in Utah (Stanwyn J. Carter & Company) to operate a subsidiary and division (ZB, National Association d/b/a/ Amegy Bank of Texas) in Texas.
With that being said, Contours Community Development Corporation a/k/a The Stanwyn Carter Foundation has been prepared to offer the bank a 4-year repayment plan based on the Amount in Controversy. But first we had to wait on everyone to stop dragging its Founder and Executive Director through court for no reason.
Now that we have a timeline, chain of events, court records, other public records, pre-existing balance sheet and IRS audit to work from going back to before the contract with her bank client was signed, I invite Attorney Amy Wolfshohl of Porter Hedges LLP to read the actual entire contract out loud for the audience. Especially since they claim a purported interest in the contract, we need make sure what contract she is talking about. Then let's see who is confused about what regarding me and my business and what her bank client owes to my private foundation.
They don't want to see my capacity. Especially when they say I don't have the capacity to do something I have already done years, or even decades, before they came along with their lies trying to cover up their crimes against me and my Schedule O Controlled Group.
My "capacity" is the balance sheet shown at the top. If my books of record and account are in a form acceptable and good enough for Treasury/IRS then I'm sure it's good enough for Zions Bancorporation, N.A. f/k/a ZB, National Association d/b/a Amegy Bank National Association a/k/a Amegy Bank of Texas and its attorneys.
My business and portfolio run on autopilot. I am just doing the narration. Everyone else targeting me and copying my work are nothing more than imposters, fraudsters, and thieves.
Come inside my computer.
Workbook
Part I. Session Zero Collaboration
Part II. Registry
Part III. Arbitration Presentation (Pre)
Part IV. Arbitration Presentation (Post)
Part V. Arbitration Award Agreement (Statutory)
INTERVIEWER: If I was your guest co-host for a day and we were to do the show live on location, where would we be?
SJC: Contact our Concierge to book your reservation and stay at Cloud City Resort Hotel Airport & Casino. I'll meet you there.
Co-Hosts: (Select Guest)
COMREX 808's
My Studio 404 Network Models command the spotlight and get the screen time and attention as they should. Those are my day ones and upfronts. As content creator and producer, I work in the background.
But sometimes I have to bring the focus back to myself and they have agreed to let me have a few moments to do an encore and spin flow glow at my own show.
That would help me tell my business origin story and showcase my work. I know me, but this is for people that don't know me or the value of my work.
If you are not the fourth of five children and youngest of three sons born to George Carter, Sr. and Flossie Mae Lee Carter, and also Dorian Rochelle Carter's dad, then you are not Stanwyn Jay Carter.
And if you are not me, then of course you are not the owner of my business. And you are not entitled to any portion or percentage of my money or portfolio assets.
I come from a North American bloodline that predates the constitution. I am also an American Legion Boys State/Boys Nation alumnus and I took an oath to defend the constitution when I was 16 years old. That marks the beginning of my career and where I am now.
Yes, there are individual Black Native Americans with business acumen and pedigree. I am one of them.
My business falls under IRS Revenue Ruling 94-16, Section 17 and reports under Large Business and International Division Category.
Because the government could not find any other records to go by to assign my business under.
Many people do not know that formal enrollment is not the only way to be Native American, especially if you just are by genealogy and lineage that the government knows about you and your genealogy.
Because the government also goes by descent, ethnicity or assignment. Hello from Bay Mills.
My annual music, film and arts festival is a cultural event that honors that unique mixed bloodline.
Tribe X reservation ("Cloud City") is not a physical location or place. It is a digital hub.
Reservation in this context means my Trust Fund and its Reservation of Funds or Account Fund Balances that manifests itself in a Combined Balance Sheet like any other business should keep its books and records.
But let's talk my business today.
I am not necessarily here to talk about my bio or how my business and portfolio make money. I described that in my original website that you can click above.
I am here to talk about those that stole money from my portfolio in a money laundering, asset inversion and ATO scheme.
With a bank and its institution-affiliated parties being at the center. That is why the bank is on the hook.
Who knows, under the Bank Secrecy Act maybe my portfolio owns the bank. It would not be the first bank to end up there because of bank fraud. Know your customer, client and vendor. We are all three in one. Check the Patriot Act or its successive laws, rules and regulations.
One thing we can do is track missing money whether it be on land, sea, sky, or space. Or even in the Cloud.
Especially missing money from my own accounts.
And as NIST and Space Act Alumni, remember this quote: "Some of our instruments are out of this world. The laundering of monetary instruments is illegal."
My business is not restricted to one area of expertise, and we come from many fields of endeavor based on a myriad of interests.
But relevant in my background and as it pertains to this discussion we also specialize in Smart Digital Contract Construction Management and Audits.
I became a 2 CFR Part 200 Subject Matter Expert not because my organization uses federal funds for its operations, which we do not. But because I was a consultant and advisor to municipalities and organizations that do use federal funds.
I became a 26 CFR Part 1 Subject Matter Expert and Enrolled Agent for my group almost by default because I am the only person that has ever worked here.
As Contracting Non-Federal Entities, my business organization works with several .govs, but not with hud.gov.
Based on historical relationships and YChart feedback some of our top data users (in alphabetical order) are;
stanwyn.com | Board of Governors
Our most successful relationships do not require a written contract. Just implied trust. We are from the statutory agreements world.
My investment portfolio started with limited mineral, oil, gas, and entertainment royalties. Real estate development came naturally.
But my investment portfolio growth and capacity over decades of time are really based on intellectual property and proprietary metadata.
I used to believe the growth and size of my portfolio was because of my talents, skill-sets, charming good looks and hard work.
But I have learned over time that sometimes it is just let my opponent's attorney cost their clients everything trying to sue me for "everything" I own. It adds up either way.
Why they would do that I do not know and you would have to ask them. But the cat is out of the bag and what I do own is bigger than them or anything they can probably imagine.
My independent private label of companies, a Schedule O Controlled Group, rarely interacts and does business with outside parties.
In case of a contract dispute with an outside party then we have to go back to the last recorded valid contract that any component member of my group had with an outside party.
In that search you will find the last recorded valid contract between a component member of my Schedule O Controlled Group and any outside party is a 2010 contract between Contours Community Development Corporation and Amegy Bank National Association.
That contract has a Mandatory Arbitration Provision that survives the contract and the bank could have arbitrated or settled the same contract dispute with me many years ago.
Contours Community Development Corporation is my own self-financed Private Foundation.
But between their attorneys and court nonsense, that will end up costing the bank billions more dollars listening to the wrong people doing the wrong things.
That's how I see it. Contours and the rest of the group will see you later.
For more content and context visit my websites (this one and the original one) and follow me on social media. Where I talk about all things me and my business all the time.
Welcome to the Jay Show. Hosted by Cloud City.
HOLDING COURT WITH STANWYN CARTER
Nexus In Texas | All of Them vs. My Life
Choose Your Challenge. Choose Your Avatar
Contract Dispute with a Mandatory Arbitration Provision.
See contract dated September 1, 2010 in Houston, Harris County, Texas.
Electronically recorded September 10, 2010 under Dallas County, Texas Clerk's File No. 201000233218.
1. Title Company Recordings (15 Pages)
2. Original Note (22 Pages)
3. Deed of Trust (26 Pages)
4. Special Warranty Deed (7 Pages)
5. Recitals (11 Pages)
6. Resale Restriction Agreement (12 Pages)
7. First Extension and Modification of the Note (11 Pages)
8. Proof of Payment & Release of Lien. No Action Required. * (2 Pages)
* Well, of course because no money advanced by the bank and no money borrowed by my business means no money owed.
That is what it looks like when I financed all of my own projects with my own pro forma, budgets, and money.
That is kind of what I do for a living.
Key Contract Provisions
• Bank Secrecy Act
• Interstate Commerce Act
• Federal Arbitration Act
Accounts Opened at The Bank (2010)
1. Stanwyn Carter PH Account
2. Contours Primary Account
3. Contours Proceeds Account
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Arbitrator: JAMS
Claimant: Contours Community Development Corporation
Claimant Attorney:
Respondent: Zions Bancorporation N.A., f/k/a ZB, National Association d/b/a Amegy Bank National Association
Respondent Attorney: Amy Wolfshol, Porter Hedges LLP
Accounts Closed/Stolen By The Bank (2011)
1. Stanwyn Carter PH Account
2. Contours Primary Account
3. Contours Proceeds Account
Amount In Controversy: $32,745,625,000
(Includes $4,000,000 Cumulative HUD Proceeds)
Invoice #101: $29,768,750,000 (Principal)
Invoice #102: $2,976,875,000 (Interest)
____________________
Arbitration Presentation | New Case. Same Facts
A. JAMS Original Arbitration Document Number: 1310023231 (2017)
B. JAMS New Arbitration Document Number: TBA
____________________
Previous Actions | The Carter Dispute
Harris County 215th District Court, transferred to
Harris County 55th District Court, transferred to
Harris County 14th Court of Appeals (*See Footnote)
* The Carter Dispute is the adopted name of the case given by the appeals court.
1) The Carter Dispute is not a conflict of interest or dispute between any Carter family members.
2) The Carter Dispute is not a conflict of interest or dispute between any members of my family of companies.
3) The Carter Dispute is solely an arbitration matter between a component member of my family of companies ("Contours") and a bank ("Amegy").
The previous action only centered on the ostensible First Extension and Modification of the Note ($244,475).
Not the bigger issue before they realized Contours CDC and Stanwyn, Inc, which owns 100% of Cavalia Homes LLC, are the CHDO partners.
The BANK-HUD-PJ cannot be the CHDO. I reported them running a money laundering and asset inversion scheme with money they stole from my business accounts.
Then they retaliated through their attorneys and courts.
It is public now because they took me to court for doing my job as business owner defending myself and my business against them.
They cannot hide from or cover that up.
Not in today's digital currency age.
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Stanwyn J. Carter & Company | Schedule O Controlled Group
• a/k/a Stanwyn Carter International Finance Trade and Development
• a/k/a St. John's Investments
• a/k/a Stanwyn Carter Holdings
• a/k/a Jay's Foreign Legion | Jay's Foreign League
By Company Roster Number
0. C-Suite
1. Stanwyn J. Carter
2. Sundance & Caprica
3. Jay Carter Studios
4. Sheridan Park Digital Production Studios
5. Stanwyn, Inc
6. Entrepreneurs de Americas f/k/a Young Entrepreneurs of Harris County
7. Cavalia f/k/a Cavalia Homes LLC
8. Vanguard Properties, Inc
9. Sabinium
10. Contours Community Development Corporation
11. Casper Energy Labs
Titles, Roles and Persona
Owner, Chairman and Commissioner (The Dude)
Manager (Cashmere)
Operator (Cosmo)
1041 | Director of Estates and Trusts (Capehart Kid)
1120-A | Chief Executive Officer (Midnight)
1120-B | President (J-Prep)
990-PF | Executive Director (Starchild)
Studio 404 Network Model Roster
88 Femme Fatales
75 Covergirls
69 Sweethearts
24 No. 2's
12 Hostesses
9 Muses
Investment Model Portfolio
ETF Account with 53 holdings
DRIP Account with 11 holdings
Index Account with 13 holdings
Indices Account with 200 holdings
Other General Investments
Real Estate
Treasuries
Cash
____________________
Nexus In Texas | All of Them vs. My Life
0. (Blank)
1. State of Texas
2. City of Houston
3. Harris County
4. City of Irving
5. Dallas County
6. HUD
7. Stewart Title
8. Amegy Bank National Association
9. Nathan Sommers Jacobs
10. Porter Hedges LLP
11. Bobby Joe Perry, Jr. & Tammie Jackson Perry
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My Life | Trial Balance (Updated June 30, 2026)
Combined Balance Sheet | IRS Form 4564
Breakdown by Component Member
Consent Plan and Apportionment Schedule for a Controlled Group.
Stanwyn J. Carter & Company - A Schedule O Controlled Group
Alpha 1041: $401,511,518,698,788
(Sundance & Caprica)
Beta 1120-A: $403,076,485,026,840
(Stanwyn, Inc.)
Gamma 1120-B: $142,705,998,137,186
(Vanguard Properties, Inc.)
Delta 990-PF: $142,705,998,137,186
(Contours Community Development Corporation)
Epsilon Schedule PH (PHC): $198,458,333,333
(Owner Equity | Employee Stock Option Plan)
Income Taxes Payable: $0.00
Accounts Payable: $0.00
Amount in Controversy: ($32,745,625,000)
Total NAV: $1,090,232,692,395,833
• Also expressed as $1.09023269E+15 or 1.09Q
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Network Host and Headliner News
A key aspect of my job as the owner of my business, a Schedule O Controlled Group, is to talk about my business.
I generally talk from a business model, marketing, sales and advertising perspective. The things people can see.
• Marketing is conditioning the environment to use your products or services.
• Sales is reaping the benefits of a conditioned environment.
• Advertising helps promote both.
In this module, however, I will also focus on talking about my business from an IRS Form 4564 Audit perspective. The things people do not see.
• Only Treasury/IRS and I know what the statutory and Mandatory Compliance Checks and requested information in my "Large Business and International Division" Form 4564 Audit are.
• There are not any non-compliance issues of my Schedule O Controlled Group.
• Our internal audit matches the federal governments external audit. The only difference in practice is the federal government, because of sole common ownership, counts everything as one from the outside looking in.
• Whereas the group itself breaks everything down by component member looking from the inside reporting out
• The combined balance sheet of my group is a major or key part of the contract dispute between a component member of my group ("Contours") and a bank ("Amegy").
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THE BIG BOARD
1) As required by law, my business organization uses its corporate tax returns and Schedule O for accounting and reporting purposes to the IRS.
2) An IRS Form 4564 Audit allows me to bring the routine, boring and mundane facts and figures of my portfolio to life in an informative, educational, entertaining and interactive format.
3) And to help bring that narrative to life, my websites and social media featuring content from Jay's Blog on Facebook and Casper Energy Labs X Account and other social media channels are audio-visual aid extensions to my IRS Form 4564 Audit.
4) Those are the fundamentals of my online network and part of how my in real-time business audit works.
5) As Network Host and Headliner that is how I tell my business origin story and showcase my work.
6) What is innate and inherent to me may seem like foreign concepts to some people. But that does not change what is innate and inherent to me and the facts and money figures of my balance sheet.
7) My business operates under a Consent Plan and Apportionment Schedule for a Controlled Group.
8) In the United States and Canada a corporation is a person. The five or fewer component members, or persons, of my type of Schedule O Controlled Group are:
1. Stanwyn J. Carter, Owner
2. 1041 Sundance & Caprica
3. 1120 Stanwyn, Inc
4. 1120 Vanguard Properties, Inc
5. 990-PF Contours Community Development Corporation
Note: The group's six subsidiaries are disregarded entities for tax purposes. Subsidiary assets are owned by their respective corporation.
* My group since 2000 has been a Combined Group. With its roots as a Complex Trust, Parent-Subsidiary Controlled Group and/or Brother-Sister Controlled Group.
My Schedule O Controlled Group does not borrow money from or owe the government.
It is the other way around. We help finance or fund the federal government when it issues or sells government securities such as Treasury bills, notes, and bonds.
That is part of what Stanwyn Carter International Finance, Trade and Development does.
• The federal government does not consider my native trade group as foreign or alien entities.
• But the government does consider my Schedule O Controlled Group a single international entity for accounting and tax purposes based on common ownership.
• That is why my IRS Form 4564 audit falls under the "Large Business and International Division Category."
• The designation is based on the size of the combined balance sheet of the group. Not based on the number of EIN employees in the group (1) only me, or based on the number of component members of the group (5), including me.
Also, I am the Administrator outlined in a certain contract in Texas whose rules shall govern.
As such I am not going to say anything when it comes to the administration and monitoring of federal funds, applications, grants, contracts, bank regulation, or audit investigations.
I am just going to let it play out.
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The Audit Room
Clearing my name is more important than the money. And no one is going to tarnish my reputation, integrity, and track record of success.
Time goes by but facts don't change. To various degrees they all owe my business money.
But they used the bank and false reporting statements to the IRS and State of Texas to capture and leverage what they owe.
The bank is on the hook.
What the bank owes is what I stated in my last appearance in Harris County 55th District Court and Declaration. And what is posted here where the public version of the groups trial balance and balance sheet is posted.
The Big Question is who did anyone want to call or contact about my business balance sheet and sources and uses of my own money besides me?
And regarding what interest in what contract or contracts, exactly? Show me and the audit room and let me see my signature.
A contract on my life, money, investments, records, books, accounts and portfolio?
No, I did not participate in any scheme or pool to cause irreparable harm to myself, my business, or my family. But I can identify those who did.
At this stage of the investigation, I need to make sure there isn't any forgery or malfeasance or fraud involving any purported contracts involving my business and its property or assets.
Because it is not like that has not happened before and the same reason we are here today.
And no one is going anywhere until the people that caused the irreparable harm are held accountable.
And not until we are made whole and the money is back in my full control and possession.
There are not any statue of limitations regarding what I am talking about.
And if you do not know what I'm talking about maybe you should not have crossed any lines regarding my life and career in the first place.
First of all, I am under a lifetime contract with my own Schedule O Controlled Group as we are with each other.
And my group rarely interacts with outside parties in a written contract or agreement.
And none involving the BANK-HUD-PJ since September 1, 2010.
And that contract supersedes anything BANK-HUD-PJ employees were trying to claim in any contemporaneous contract before, during or after.
What we are dealing with on the surface appears to be a breach or ignoring of contract by a bank.
And that stems directly from gross negligence or willful misconduct by bank officers.
And the real deeper underlying AML issue is a type of asset inversion involving the laundering of monetary instruments and where the bank claims it owns everything I own "forever" on behalf of it itself and HUD and its Participating Jurisdictions.
Neither I nor any of my business entities owes any money to any of them, it is the other way around.
The bank cannot own my balance sheet and the underlying business and its assets on behalf of itself or for others. That would be akin to ID theft, IP theft, and property theft.
Digital currency stored electronically on a ledger like my balance sheet is real money. A bank cannot handle that amount of cash. Do not confuse with cryptocurrency or virtual currency. That is not our world.
In order to reverse the asset inversion and to make me and/or my entity in the contract economically "whole", and to put us in a position we would have been in if the breach or asset inversion had not occurred, we have to measure financial loss a result of the violation.
In this instance that is easier to do than one might think. Because all we can do is go by the value of the accounts listed in the contract as if we never met the bank.
That is why I have always said the IRS Form 4564 audit that is statutory in nature as it pertains to my Schedule O Controlled Group under a Consent Plan and Apportionment Schedule for a Controlled Group, would also provide an arbitrator the answer to the measure of financial loss as a result of the violation.
With that being said, and because our money has to be held by a U.S. financial institution, at the end of the day I am only seeking to move the 'Amount in Controversy' FROM a bank I cannot trust TO a financial institution I can trust.
Or maybe better said from a financial institution that does not have the capacity to handle my money and assets to an institution that does.
Ponder this question also. If a person or entity owes money to me or my business, then how would I as the business owner owe money to the person or entity that owes money to my business?
The fraudsters and wrongdoers cannot escape the audit room.
I can take the oxygen out of the room and let them suffocate, or I can fill the room with water and let them drown.
Their attorney's options in exploring their options as they said.
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My Portfolio Speaks
BANK-HUD-PJ you are in my books. Want to play games with my life and career now?
And bring Bobby Joe Perry, Jr. and his CPA Vink, Teague & Associates, CPA with you.
Top 40 Today
• There is a standard process and procedure to assess the value of the money owed and move the money owed back to the possession and control of who and where it belongs in the first place.
• The Arbitration 'Amount in Controversy' may be on a scale and scope they have never seen before. It is a known IRS statutory amount.
• You can fool and defraud the State of Texas and even each other, but you cannot fool and defraud my Schedule O Controlled Group and its portfolio.
• This is a federal interstate commerce anti-money laundering investigation into money stolen from my accounts and their roles in it.
• I have heard the adage "It takes money to make money". That is not necessarily true because in my world all it really takes is talent and/or a good idea and money will find you.
• The other side of that is you cannot take money from my business to use that to copy my business and make money for your endeavors. That is theft.
• Just because someone offers a loan or grant does not mean my business has to use it. Which we did not use any advancing term loan or grant.
• That does not, however, absolve any Participating Jurisdiction from having to honor any of their reimbursement grant obligations to my business.
• And no one can carve out their loan or grant commitments from my investments to claim they honored their commitments. That is called false accounting (fraud) and makes them owe double.
• When I advance money from myself to any of my entities to meet any project obligations, that internal accounting procedure is called a "Micro Loan" and produces a "Note to Self". And is the same thing as booking any such advances as owner equity or a shareholder loan.
• That is what a developer and builder with its own capacity can do. That would be me in any shape, form or fashion that the BANK-HUD-PJ should see.
• But their own non-performance/non-compliance and accusing me of stealing proceeds that they took from accounts before I could even reimburse myself from my own accounts blinded them.
• SEFA fraud (e.g., CDBG and HOME) and bank fraud (e.g., Promissory Note) on my accounts and the attempted cover-up did not work. Never will.
• My Schedule O Controlled Group does not have a SEFA because we do not use federal funds for our operations. How can we use federal funds for our operations or trigger a single-audit if we did not receive federal funds in an amount (zero) to do so? If a HUD-PJ had reimbursement obligations to my business that may trigger a single-audit on them, not us. And they never paid what they owed to us anyway. That is why their purported single-audit requirement of Contours backfired on them.
• The City of Irving had a 2009-2011 SEFA intended for Contours in the amount $690,525.19 for HOME Investments Partnerships Grant A, CFDA No. 14-239. But that money never reached Contours.
• The City of Irving sent that instrument to the bank and the bank called it "For Value Received". And the bank sent Contours' $544,000 Promissory Note proceeds to the City of Irving. They traded with each other, not the CHDO.
• That $690,525.19 was the project budget for the Shady Park No. 2 Addition. I know this because not only did I write the budget, but I also financed the project 100% out of my own pocket as an advance to Contours.
• When I say out of pocket I am meaning that the $1M that For-Profit Cavalia Home LLC earned from its CDBG Project in 20007-2008 is no longer HUD-PJ funds for them to monitor. That money then belongs to Cavalia Homes LLC and its owner, exclusively. That would be me. CDBG projects require a performance and payment bond that I put up. And the BANK-HUD-PJ are not a contractor to pay.
• It is 100% legal to then use that money, now my own funds for whatever purpose I want to use that money for. However, I elected to advance that money to nonprofit Contours for the budget I wrote for its 2009-2011 HOME project. That is not commingling, that it is smart legal investing to ensure project success. I only cared about the future first-time homebuyers. Not the BANK-HUD-PJ.
• That is something I as owner of both companies can do because the State of Texas considers both companies as a single entity anyway because of common ownership. But that it is not something the BANK-HUD-PJ can do because they are not the owner of either company.
• That is the difference and why the auditor of the combined projects, McConnell & Jones, CPA, said both the CDBG and HOME amounts are owed to the owner or at least back to the entity accounts.
• Because of what happened that should not have happened through no fault of my own, that is why McConnell & Jones, CPA told me to find the highest audience and tell them what I know about what happened.
• In that context my highest audience is Treasury/IRS in the general sense. But would also be an arbitrator in a specific case if there is contract dispute involving any component member of my Schedule O Controlled Group and any outside party.
• That is why in coming full circle that leads to, contractually speaking, an arbitration between Contours and Amegy Bank.
• Because Cavalia Homes LLC and my other businesses do not have anything to do with that contract. And HUD-PJ is not the bank.
• The bigger issue is the bank claimed Contours' Primary Account, Proceeds Account and my Personal (PH) Account. It is the value of those accounts at the time of the contract that the bank owes. That is the problem.
• It is that sum that is the 'Amount In Controversy '. Because both Contours and I have other trust fund and other money above and beyond that one-off project in Irving, Texas. Contours' one-off project in 2010 and even Cavalia Homes, LLC one-off project in 2008 barely registers in my financials except that the projects happened. Those two separate projects have its own P&L statements.
• I provided the financing because neither the bank or city honored their commitments and did not contribute any money to the project. What they did is intercept the money I used and traded it with each other bypassing me. The owner/investor.
• Then they said I did not put any money into the project and tried to frame me for taking my own money that they stole before I even had a chance to reimburse myself from my own accounts.
• That is why the City of Irving's SEFA Reimbursed Amounts to Contours are incorrect causing the Grants Receivable to Contours to also be incorrect. Both the bank and city took money from the Developer/Builder to meet their obligations, not paid money to the Developer/Builder for its work.
• The City of Irving cannot carve out a HOME SEFA intended for one entity "Contours" from already earned CDBG Awards from another entity "Cavalia Homes LLC". And the bank cannot carve out its Promissory Note obligations from either.
• My group makes and uses our own money for its operations. That is why there is no Single Audit Requirement of any component member or entity of my organization, including Contours.
• McConnell & Jones, CPA, who had Contours Power of Attorney from 2009-2011, tried to explain that to them in its CDBG/HOME project-specific audit I ordered in 2012 for those two combined projects in Irving, Texas. That audit was performed to help them with their misunderstanding and their misuse of my money.
• Those two combined projects only involved the total development of 18 Lots and the construction of 14 Homes. Cavalia Homes LLC did 10 Lots and 10 Homes (CDBG, 2007-2008). Contours CDC did 8 Lots and 4 Homes (HOME, 2009-2011). The other 4 homes on the site that Contours developed was set-aside for the City of Irving's sponsored entity Bear Creek CDC. That is how to count the total of 18 Lots and 18 Homes. That is why the construction and financing of four of those homes at Shady Park No. 2 Addition does not have anything to do with my business.
• Our two RFP projects, where we were never paid or reimbursed, were not the only affordable housing projects my organization ever did in Texas. Those two projects just happened to be the only affordable housing projects I did in City of Irving, Dallas County, Texas.
• I have other more positive things to do with my time and money than deal with bank and municipal employees and their attorneys stealing from my capital accounts.
• Beware of trying to capture and leverage a SEFA example model for training purposes that does not actually exist for funds that are not intended for or does not belong to your agency or organization. [e.g., $534,019.81]...(1997)
• And beware of trying to capture and leverage a false/fake SEFA as a Promissory Note.
[e.g., $544,000]...(2010)
• And in 2026 do not manipulate the IRS to send Sundance & Caprica a bill of $9,980.19 - $1,713.60 = $8,266.59 for tax year 2015 trying to reconcile those two examples above to zero.
• Or try to recapture the almost $8M that was written off by three of my entities in three separate 1099-C regarding Bobby Joe Perry, Jr. and his wife Tammie Jackson Perry that does not even have anything to do with the BANK-HUD-PJ.
• But when you know what you are looking at, as I do, that has BANK-HUD-PJ fraud written all over it.
• It is that type of fraudulent activity that can send BANK-HUD-PJ employees and whomever they may be working in concert with, trying to frame me, to federal prison. I listed their names on my original website.
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Smart Digital Contract
A) My Smart Digital Contract Construction Management System can paint a picture of them and re-create their actions like a Hollywood movie.
B) All the data syncs to Jay's DAW and Movie Maker.
C) It can also produce an RSS Visual Radio Production.
D) Essentially, my SDCCMS can capture the bad actors coming and going frame by frame.
E) My E-Book Journal Titles are:
• "The Life and Times of Jay Carter"
• "Rogue Special Mode: Foreign, Alien, Native"
Also, please note that I cannot be removed or replaced from any titles, roles or positions in my own trust fund and Schedule O Controlled Group. Ask Congress about that.
For example, and as it pertains to Contours Community Development Corporation, I am not the "former director" of Contours, I am a lifetime director of Contours which is my own Private Foundation.
The "former directors" who stole from the foundation (and other businesses) are Bobby Joe Perry, Jr. and his wife Tammie Jackson Perry.
Never mind that background but let's talk forward looking back.
1. My separate property is a gift passed down to me from generation-to-generation in a bloodline trust and can only be passed down to my daughter at some future point in time. That is between us.
2. Not passed to Bank Trustee George Marshall and his Beneficiary Amegy Bank National Association.
3. My separate property and how it manifests itself is a Schedule O Controlled Group that I started and nurtured and grew from the ground up without any financial help from anyone. My businesses all have their own investments and make their own money.
4. All my career I have tried to help other people. But based on the way I have been treated by those people, there comes a time when I have to defend and protect myself and my separate property from everyone and everything.
5. In some business transactions I will never understand some people's obsession of wanting to take things from me when they owe my business. That makes no sense. But they themselves will lose everything in those scenarios.
6. I do not know what people that owe my firm money want or expect from me. They would have to tell me what they are looking for, specially. But anything I can help them with is on the internet. Ask IoT, but do not ask me. Try ChatGPT or Grok.
7. My only obligations are to myself as a person, my role as a dad, and of course my business I started in my parents' home before I graduated from high school in 1984. And I don't consider any of those things as obligations at all. To me, it is an honor and a privilege.
8. That BANK-HUD-PJ money laundering scheme in Texas using assets from my business to do so has come to light.
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Jay's Blog
January 23, 2026
A/B Test Poll
A) Profits
B) Proceeds
My business organization does not own either or neither, it owns BOTH and ALL.
In a realm of worlds, we are in a statutory and regulatory environment.
Although not without jurisdiction, some things are truly way past any boundaries, borders, limits and laws.
Jay's Blog
My Life | Jay Show Trailer
Choose Your Challenge. Choose Your Avatar.
<Plug-In> The Carter Dispute
Jay's Blog
Jay's DAW And Movie Maker
Keep It Simple Sample
Session View | Arrangement View
Roll Camera! The Filmmaking Board Game
Same Same But Different Card Game
Thank you to my Writers Room and Studios for helping me bring the Screenplay and Soundtrack of the movie of my life together.
Hi, I'm Stanwyn and that's Casper. That's our cast and crew.
Tip: Stanwyn is the male lead and alter ego Casper is the ghostwriter.
Audience Poll: Based on my E-Book Journal Titles what should the name of the movie of my life and career be?
My E-Book Journal Titles, according to court records and documents, are:
• "The Life and Times of Jay Carter"
• "Rogue Special Mode: Foreign, Alien, Native"
myCast.io — Fan Casting Platform
Who is your favorite Studio 404 Network matching him/her pair?
Who gets your vote to play leading lady role with Stanwyn?
Who gets your vote to play heroine role with Casper?
Jay's Blog
SJC ONLINE | Visual Radio Production
Interactive RSS Live Feed/Stream
Stanwyn's Original Underground Productions & Private Original Radio Networks™
Radio.co | Create Your Own Internet Radio Station
Jay's Blog
Welcome To Cloud City
NETWORK HOST: If all the worlds a stage, then the best place to work is in the cloud.
HEADLINER: Market makers make markets. Content creators create content. I do both and a whole lot more!
Thank you all for coming out and hanging out. You all have been a great crowd!
• There is no free money. But there are free opportunities.
• As a lifetime entrepreneur and solopreneur, I created and used my opportunities to invest in myself and my business.
• Within my business it is about me to lead. Outside my business it is about those who can benefit from our products or services.
• Our target demographic and marketplace is the general public. It is a universal connection.
• What we call Restricted and Unrestricted Funds is purely internal based on our own strategic growth strategies.
• Our mantra is "Think Locally But Act Globally". We think and act beyond that, too.
• Not limited to anything, each of my companies can have its own contracts and Disposition and Development Agreements (DDA).
• Each of my companies can also have its own investment accounts and Demand Deposit Accounts (DDA).
• The responses to my business examination are on my websites and social media channels.
• The answers to any challengers to my business organization are in the arbitration presentation.
That's the Audit, Examination and Review.
That's the show. That's my time. That's my money.
In claiming an interest in a contract that does not exist, because you cannot have interest in a contract on my life, records, books, accounts, career earnings and savings, residency or any property or residences where I may have resided;
Let me use this space to perform a public service or service of general (economic) interest.
1) My Special Project is to break up and dismantle that BANK-HUD-PJ money laundering ring using money stolen from my accounts.
2) I will show the public who the people and entities are that stole from my trust fund, capital accounts and savings accounts. That is akin to seeking ransom from my business.
3) In this case it is the usual suspects. A Bank and its institution-affiliated partners, HUD and its employees, PJ's and its employees, and of course their attorneys.
Choose Your Challenge. Choose Your Avatar.
See you on the flip side. Deuces!
==========================================================
We are in a commercial break right now...
Coming up after the break we will be joined by the face and voice of Cloud City.
Casper Energy Labs
@Stanwyn
Hi, I'm Producer X working here out of the control center...
I am working on a show segment and episode where Jay calls in as a guest to his own show with his satellite phone from his Airstream location.
That might help take the show on the road over the internet.
Site Visit/Tour available on the Blog.
For expanded coverage follow Stanwyn J. Carter & Company on Social Media.
Also available wherever you get your information.
12:24 PM · Oct 6, 2024·
1,589 Views (In Thousands)
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GREEN ROOM
My Life | Jay Show Guest - Stanwyn Carter
Live from his Smartphone Studio to promote his business model, companies, brand, schedule, and calendar of events.
And also talk about his origin story and series of journeys and events that shaped his career path.
He is here to take your calls, answer your questions, read your emails, texts, chats, threads, chains and a whole lot more.
Lead-in (Interactive): Jay's Blog Post 10/04/25
Show Segments (7)
• Covering more than 42 years in the royalty's industry since coming out of high school in 1984.
• He was a one and done entrepreneur after a year in college in 1985.
• He stayed on track to complete his 6-year degree plan (including a 2-year MEAPS Engineering Rotation) in 1990.
• As a user of technology that existed before the modern internet era, and an early adopter of the commercial internet known today, his company went online with its first website in 1992.
• His enterprise team introduced its Excel FP&A Solutions Dashboard in 2000.
• His first Playbill ("The Play") was in 1981.
• His first screenplay and soundtrack audition submission ("Untitled") was in 1975.
Coming up after the commercial break, ladies and gentlemen...We will be joined by the face and voice of Cloud City.
[Rejoiner Music]
Post
See new posts
Conversation
Post
See new posts
Conversation
Intro: Thank you to my day ones and upfronts. I could not have done this without you. We did it together.
I love you, too. Smooches...!
Outro: My website is live and interactive streaming from space to ground.
Always aiming to improve the experience.
Like Follow Subscribe.
See you on the flip side. Deuces...!
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Jay's Blog
Cloudcast
Welcome to backstage at Studio 404, Home of the 808's. 404 Twice as Nice!
Where we build and develop our network of brands.
And where we bring the boring and mundane facts and figures of my portfolio to life.
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Jay's Blog
Business Model
When the airwaves love you...and you love it right back!
Photo Shoot: Click, click, click, click, click...
Welcome to The Jay Show!
Business is art and I am an artist.
Market makers make markets. Content creators create content. I do both and a whole lot more!
That's the Show...That's the audit, exam, and review.
I was born and raised here on the reservation, colloquially known as Cloud City. I was raised on sunshine, sweet tea, cornbread and co-eds.
I have worked here on 'The Res' all my life and I am in a lifetime contract with my own Schedule O Controlled Group. Not with other outside parties.
Word is bond and I am known for keeping my word. If I say I am going to light you up, then I am going to light you up.
On one hand that is a very good thing for my Studio 404 Model Roster.
On the other hand, that is a very bad thing for anyone or any entities that stole from my business and owes me money.
Not paying what you owe IS stealing.
If you owe me and my business money, then that makes you my enemy or opponent.
My life, career, royalties and money are not a game for anyone to play with or try to capture. I will capture them and all they own.
My 2026-2027 Campaign is to destroy and dismantle a certain BANK-HUD-PJ money laundering ring operating in Texas stealing my money, profits, and proceeds.
People should be careful of a witch hunt regarding the sources and uses of my money. That is my own business. This warlock will come to you. I promise.
What is innate and inherent to me may be foreign concepts to some people.
They don't want none of this smoke, but I am going to give it to them. It's in my nature, nurtured.
Alright ladies, we've got bad company. Act retro, I'll set the targets, you do the slaying.
Let's fly, clean, sweep and vacuum and teach them a lesson they will never forget.
Hang my enemies and opponents on the Reservation Totem Pole for all the world to see.
Thieves, bounty hunters and pirates beware...
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Pro Tip...
The individual person Stanwyn Carter does not have any money to speak of. The incorporated person Stanwyn Carter, however, is wealthy beyond imagination. Not my imagination, but their imagination. Cheers!
Ask Treasury/IRS that knows how much money is missing from my accounts, because my group's accounting is based on a rules-based and formula-based system that has to balance.
And if there is any missing money, who do you think they are going to contact to help solve the problem? They know my system is more modern and up-to-date than theirs by at least 20 years.
And ask the bank that stole the money. Because my ID/IP and money had to exist in the marketplace for the bank to steal the money by absorbing my accounts at the bank (ATO). The bank is doing a very bad impersonation of my business because we do not steal.
People such as I who earn a living being creative, especially in a problem-solving and solution-building arena, are actually intelligent and smart but not crazy people. That is a factor in how my career started as a youth when I took every chance I knew to take.
Because I knew I was not limited to the cognitive limitations of other people when it comes to my own life goals and endeavors. And in that context, I have been solving problems and building solutions all my life. It is a lifetime job.
It is also true that my life and career are a problem for some people and entities. But I do not have a solution for that.
I am a normal, sane person working in a SAIN (Standard Audit Identification Number) environment and the other people and entities and their attorneys have seemingly gone crazy and insane trying to capture and leverage my money and frame me in their fraud against my business group.
No one can take back their threats towards me, what they filed and did trying to cover up fraud.
I do not have any obligations to other people and their entities and their world. My only obligations are as the leader of my business group, not theirs.
What are they going to do next? Sue me for simply being myself and literally minding and tending to my own business professionally and personally?
Well, they have all already tried that from 2017-2024 and ran out of things to sue me for. They targeted the wrong person and my private family of companies.
The non-public business details are in my Excel Workbook and Arbitration Presentation contained there that I have not even sent or released to the other party or an arbitrator. But they made it public.
Because the bad actors are hacked into my private Carter Network and devices, they already know what is coming next.
What the bad actors do in their anticipation of and preparation for what is coming next is read and use my notebook files like the copycats and imposters they are. They leaked private data.
Our Open-Source Blockchain will let people in, but it will not let bad actors out. For example, that BANK-HUD-PJ money laundering scheme using my ID/IP entity accounts as a conduit to do so leaves a distinct blockchain digital signature audit trail.
In this type of investigation, that blockchain digital signature audit trail traces the source of the stolen and laundered money back to the victim owner. That is who the stolen money belongs to.
In this specific case, the trading entity invoices must match 990-PF Tax Form Part 2, Line 3. Or its recorded portion of the Schedule O Controlled Group's Schedule O Attachment. That calculation would equal 15% of Stanwyn, Inc Schedule PH.
That is how my complex trust accounting works and what the IRS goes by in its Form 4564 Audit, Exam and Review. And that is what an arbitrator must also go by in its award determination.
Not go by what a BANK-HUD-PJ employee or any of their attorneys said in trying to frame me in covering up their crimes against my trust fund.
In this specific case, the trading entity is Contours Community Development Corporation and its Invoices #101 and #102 owed by the BANK where the entity accounts were set up.
There were actually three separate accounts at the bank.
• Contours Primary Account
• Contours Proceeds Account
• Stanwyn Carter PH Account*
* For sources of money other than from Contours. Such as money from my other businesses routed to the bank for my own use.
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FROM THE ARCHIVES
Did I get the $200,000?
If I had to guess, that question to me from attorney Craig Hemphill comes from former directors of Contours Community Corporation Bobby Perry and Tammie Perry.
They of the Opens Records Request world and in their scheme with Galen Price and City of Irving to "recapture and leverage" my organization's HUD award from Harris County to Dallas County.
From my universe of funds, I have to isolate just exactly "what" specific $200,000 they were talking about.
In the history of my business there were only three HUD grant awards intended for any of my entities.
And of course, any HUD funds intended for any of my business entities are not "all the money" I own.
Now that we are here let's investigate the life cycle of all the HUD grant funds intended for and earned by my business but never received.
In this exercise without complicating anything let's use the base amounts not including any other eligible reimbursements (e.g. land value, carrying costs).
That would bring the total amount of earned but unreceived HUD funds to $2,616,000.
CDBG
1) $200,000 Young Entrepreneurs of Harris County
Via Harris County Housing Authority (~ 1996-1997)
2) $1,000,000 Cavalia Homes LLC
Via City of Irving, Texas (~ 2007-2008)
HOME
3) $690,525 Contours Community Development Corporation
Via City of Irving, Texas (~ 2009-2011)
That certain $200,000 non-mystery does not have anything to do with Contours or Cavalia (CHDO).
That $200,000 only involved Young Entrepreneurs of Harris County. It's recorded in my books but the money never hit the account. Follow me on this.
A) This is before I knew of any hint of any dispute of any kind between Contours and Amegy at the outset of the contract between those two parties. And to this day neither party has sued the other.
B) But apparently, however, the Trustee named in the contract on behalf of Amegy Bank claimed or still claims the cost of any settlement of any kind against Contours (Grantor) on behalf of Trustee Beneficiary (Bank) and unto Trustee forever.
C) Although I am the single common owner of a family of companies, my Chart of Accounts uses a segregation of funds method in bookkeeping and accounting for internal purposes.
D) The combined balance sheet breaks it down by component member and the component members can break it down further by their subsidiaries. (Although component members own all the assets of their subsidiaries).
E) Technically, I cannot "mix or commingle" my own funds because the Federal Government and State of Texas counts all my money as a single pool of funds of my own money anyway. To be used in any manner I choose. Whether it be for personal, pleasure or business use.
F) There is actually a legal commingling of funds concept and there is an illegal commingling of funds concept. I use the former by way of chart of accounts and general ledger, and the bank used the latter by way of ID/IP theft (ATO).
G) For example, I did not mix or commingle my money to fund a Promissory Note. The Trustee and Michael Pearson of Amegy Bank did, and tried to cover it up and blame and frame me.
H) And now here we are after many years of bank confusion trying to find its way out of this situation it finds itself in. And since the bank from 2017 through its attorney Porter Hedges LLP set out to sue me for everything I own, let's use IRS Form 4564 audit format to show what the value is of all that I actually do own.
I) That will also show how much money ("Amegy") owes to ("Contours"). At this point in time, that is what arbitration is for between THOSE TWO PARTIES.
J) That looming arbitration matter is not any more complicated, complex or simpler than that.
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Back to Young Entrepreneurs of Harris County
I remember meeting with Nathan Sommers Jacobs back in 1996 or 1997 when I talked to them about one of my entities, For-Profit Young Entrepreneurs of Harris County (YEHC).
That was about YEHC and its $200,000 CDBG Award from Harris County Housing Authority (HCHA) for YEHC'S High School Entrepreneurial Program.
By this time I already spent between $72,000 to $84,000 of my own money, or Stanwyn Inc d/b/a Vanguard Properties money, incubating YEHC'S project. (Technically, $72,000 Stanwyn, Inc d/b/a Vanguard Properties and $12,000 Stanwyn Carter).
That $200,000 CDBG award was from surplus HCHA HUD funds they wanted to allocate before HUD recaptured or reclaimed the money from HCHA. HCHA sent out an RFP.
YEHC won the RFP and that award was not for a housing development project itself. But was for YEHC'S High School Entrepreneur Program based on YEHC'S proposal and its program model and implementation plan.
YEHC's proposal tied into introducing young future leaders to the world of finance and affordable housing development through Business Clubs at high schools.
But Harris County Housing Authority disguised the grant award as a 5% loan and we had no interest or need for that. Or especially using Harris County's vendors and contractors they tried to push on YEHC for something we could do 100% in-house on our own. Which we did.
Harris County Housing Authority suspended the grant and we did not care about the grant.
I told HCHA to put that $200,000 in their pipe and smoke it.️ I tried to help them with their RFP with our expertise. And I do not need their money.
That is why YEHC's program sponsors were Stanwyn, Inc and Vanguard Properties. Not HUD or any of its Participating Jurisdictions.
We ran that program on our own at a cost of $534,019.81 over a period of three years.
And during that time Vanguard Properties was busy in its relationship with the City of Houston as a consultant and developer in Houston's Historic Fourth Ward and what is now Midtown TIRZ.
Vanguard Properties was highly sought after and had several Nonprofit CDC clients in Houston. Even Houston Housing Finance Corporation was a client of Vanguard Properties.
Many of Vanguard Properties clients also used other sources of funding besides HUD, like Texas Department of Housing and Community Affairs (TDHCA). Not Vanguard Properties, but its clients.
As a personal aside, HUD money and TDHCA money are virtually the same thing. And in working with clients and municipalities I have seen more waste and fraud in my career between those two entities than I can even describe here.
None of any of the above had anything to do with Stanwyn, Inc and it $200M PUD for Cloud City infrastructure. Including this blockchain network.
And all of this was before 2000 and before my private foundation 990-PF Contours was incorporated and became a component member of my Schedule O Controlled Group in 2003.
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The $200,000 - $284,000 non-mystery is this:
1) In 2010 the bank Trustee tried to improperly claim as an unpaid or outstanding loan balance, like a lien on YEHC'S 1996-97 $200,000 CDBG Award on behalf of HUD or Harris County.
2) Those are HUD funds YEHC never received from or owed back to HCHA or HUD in the first place.
3) That audit matter is between HUD and its PJ.
4) The bank Trustee also tried to claim my own contributions, or Stanwyn, Inc d/b/a Vanguard Properties contributions, of between $72,000 - $84,000 for my own YEHC program as proceeds from the award.
5) Then the Trustee tried to carve out that never received $200,000 and my own $84,000 out of Contours $544,000 Promissory Note.
6) Then they got caught and stuck on $244,475 that showed up in Contours' First Modification and Extension of the Note in 2011 regarding a HOME project in Irving, Texas. Let's examine.
1) What that $244,475 actually is:
BANK-HUD-PJ fraud because...
$200,000 YEHC CDBG Award Amount from 1996-97 that HUD tried to embed or tuck inside Contours $544,000 Promissory Note in 2010 to book and recapture what they never advanced or paid in the first place.
Plus $24,000 Program Director Salary - I paid that out of my own pocket for my own program.
Plus $12,000 Program Assistant Salary - I paid that out of my own pocket for my own program.
Plus $8,475 Office Rent - I paid that out of pocket for my own program.
All of that activity was back in 1996-1997.
That equals that specific $244,475.
2) What that $244,475 is not:
It is not related to Contours 1031 Exchange.
Contours owned land at Shady Grove and had plans to develop that site on its own.
But because of NIMBY on the part of the City of Irving, Contours sold that land to the City of Irving for $200,000 in exchange for land at Shady Park that became Shady Park No. 2 Addition.
That is the site where Contours developed the 8 Lot project.
The City of Irving used its proceeds from that exchange and booked it like this on their end for the Shady Park project:
$132,000 Shady Park - Donated Land Value
$52,000 Shady Pak - Contours Developer Fee
$16,000 Closing Costs and other costs associated with Contours original feasibility at Shady Grove
$200,000
$40,000 ($10,000 proceeds from the $123,000 sales price of each of the four homes at Shady Park the City of Irving kept for itself)
$4,475 (A&E costs the City of Irving did not reimburse Contours)
$44,475
The City of Irving then used the following
$16,000
$40,000
$4,475
$60,475 for:
$52,000 Shady Park - Contours Builders Fee
$8,475 Shady Park - Cost Overruns
$60,475
In the City of Irving's language, they converted that exchange into a $236,000 HOME Grant plus $8,475 they retained.
$244,475 Total 1099 Exchange should balance
3) What that $244,475 in the First Modification should reflect is: REIMBURSEMENTS TO ME AND CONTOURS FOR
$62,001.00 - My out-of-pocket advance to Contours to start construction at Shady Park
$19,262.97 - Insurance and other carrying costs at Shady Park
$81,263.97 Sub-total
$163,211.03 - Site Development Reimbursement Sub-total
$244,475 First Modification and Extension of the Note was not necessary because the project was completed. The bank mislabeled it as a loan extension when those are actually reimbursements owed to Stanwyn Carter and Contours.
In other words, like all earnings and reimbursement proceeds from the project, that is all my money. Who else's money would it be?
Remember, I financed that project from money Cavalia Homes, LLC already had on deposit at the bank. Keep in mind Stanwyn, Inc owns Cavalia Homes, LLC.
I can do that as the common owner of Contours CDC and Cavalia Homes LLC (the CHDO).
That nonsense Nathan Sommers Jacobs came up with in the First Modification was mathematically correct but crooked. I own the parties that agreed. That project was complete and there was no further need for me to advance money to my business to borrow from itself.
I know BANK-HUD-PJ fraud when I see it.
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The Totem Pole (Summary)
So, when that false accounting and asset inversion scheme did not work out for the BANK-HUD-PJ, here comes Amy Wolfshohl and Porter Hedges LLP on behalf of Amegy Bank from 2017 to now.
In accusing me of being "confused" and "relied on" in her actual words to the court $272,000.
Either (A: $200,000 + $52,000 + $20,000) or (B: $236,000 + $24,000 + $12,000).
She would have to explain how I relied on $272,000 from what to do what, exactly?
The contract required the City of Irving to reimburse Contours $272,000, or 50% of the promissory note. The City of Irving actually did send that payment on behalf of Contours, but they sent it to Amegy Bank on December 31, 2010.
But my records also show Amegy Bank and City of Irving reverse traded $272,000 each totaling $544,000 as if they were the CHDO. The CHDO partners in that limited context were Contours and Cavaila. Not Amegy Bank and the City of Irving.
She is also going to have to explain what she meant in her email to me that I am not the victim.
If I as the owner/investor and developer/builder using my own resources am not the victim of fraud, then who in the world is the victim if not me and my business?
Who is she confusing me and my business enterprise with and how?
Can she provide the names of any persons or company other than my name and my company?
She needs to focus on the amount her client ("Amegy") owes to my private foundation ("Contours").
If her client Amegy Bank wants to go to HUD and its Participating Jurisdictions, or even the State of Texas to help the bank pay its bill to Contours that is their business.
To reverse the asset inversion and to make us economically "whole" her client owes either;
A) 100% of Contours 990-PF Part 2, Line 3 or its Schedule O equivalent (plus 10% interest), or
B) 15% of Stanwyn Carter Schedule PH (plus 5% interest).
That is what happens when bank officers mislabel my private portfolio assets as proceeds and HUD money in an ATO scheme.
In exploring their options as she said, those are arbitration options. Contours and I are two sides of the same coin.
For that matter, all of my entities and I are two sides of the same coin. One common owner and one combined balance sheet broken down by component member or entity.
That is part of the "other data" in the contract. Just ask my highest audience Treasury/IRS.
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Welcome to Arbitration on The Reservation ("Cloud City")
Commemorative Coin Toss
This side of the coin is HEADS, an impression of Stanwyn J. Carter & Company.
This side of the coin is TAILS, an impression of Contours Community Development Corporation.
Visitors, it's your call. Amegy Bank National Association you are the visitors.
Heads I win. Tails you lose.
See you on the flip side. Deuces!
CONTACT INFO
Address
11041 Shadow Creek Pkwy. Suite 121
Pearland, TX 77584
Phone
866-Stanwyn
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