​​​HOLDING COURT WITH STANWYN CARTER​​

 

Jay's Blog

January 23, 2026

​

A/B Test Poll

​

A) Profits

B) Proceeds

​

My business organization does not own either or neither, it owns BOTH and ALL.

 

In a realm of worlds, we are in a statutory and regulatory environment.

 

Although not without jurisdiction, some things are truly way past any boundaries, borders, limits and laws.

​

Jay's Blog

March 9, 2026

​

My Life | Jay Show Trailer

​

Choose Your Challenge. Choose Your Avatar.

​

<Plug-In> The Carter Dispute

​

Jay's Blog

January 17, 2026

​

Jay's DAW And Movie Maker

​

Keep It Simple Sample

​

Session View | Arrangement View​

​

Roll Camera! The Filmmaking Board Game

​

Same Same But Different Card Game

 

Thank you to my Writers Room and Studios for helping me bring the Screenplay and Soundtrack of the movie of my life together. 

​

Hi, I'm Stanwyn and that's Casper. That's our cast and crew.

​

Tip: Stanwyn is the male lead and alter ego Casper is the ghostwriter.

​

Audience Poll: Based on my E-Book Journal Titles what should the name of the movie of my life and career be? 

 

My E-Book Journal Titles, according to court records and documents, are:

​

• "The Life and Times of Jay Carter"

• "Rogue Special Mode: Foreign, Alien, Native"

 

In that movie cast;

 

Who is your favorite Studio 404 Network matching him/her pair?

​

Who gets your vote to play lead Postmate with Stanwyn?

​

Who gets your vote to play lead Covergirl with Casper?

 

Jay's Blog

November 21, 2025 ·

​

SJC ONLINE | Visual Radio Production

 

​Interactive RSS Live Feed/Stream​​​

​

​Stanwyn's Original Underground Productions & Private Original Radio Networks™ 

​

Jay's Blog

December 4, 2025 ·

​

Welcome To Cloud City

​

NETWORK HOST: If all the worlds a stage, then the best place to work is in the cloud.

​

HEADLINER: Market makers make markets. Content creators create content. I do both and a whole lot more!

 

Thank you all for coming out and hanging out. You all have been a great crowd!

 

• There is no free money. But there are free opportunities.

​

• As a lifetime entrepreneur and solopreneur, I created and used my opportunities to invest in myself and my business.

 

• Within my business it is about me to lead. Outside my business it is about those who can benefit from our products or services.

 

• Our target demographic and marketplace is the general public. It is a universal connection.

​

• What we call Restricted and Unrestricted Funds is purely internal based on our own strategic growth strategies.

 

• Our mantra is "Think Locally But Act Globally". We think and act beyond that, too.

​

• Not limited to anything, each of my companies can have its own contracts and Disposition and Development Agreements (DDA).

 

• Each of my companies can also have its own investment accounts and Demand Deposit Accounts (DDA).

 

• The responses to my business examination are on my websites and social media channels.

​

• The answers to any challengers to my business organization are in the arbitration presentation.

 

That's the Audit, Examination and Review.

 

That's the show. That's my time. That's my money.

 

In claiming an interest in a contract that does not exist, because you cannot have interest in a contract on my life, records, books, accounts, career earnings and savings, residency or any property or residences where I may have resided;

 

Let me use this space to perform a public service or service of general (economic) interest.

 

My Special Project is to break up and dismantle that BANK-HUD-PJ money laundering ring using money stolen from my accounts.

 

I will show the public who the people and entities are that stole from my trust fund, capital accounts and savings accounts. That is akin to seeking ransom from my business.

 

In this case it is the usual suspects. A Bank and its institution-affiliated partners, HUD and its employees, PJ's and its employees, and of course their attorneys.​

 

Choose Your Challenge. Choose Your Avatar.

 

See you on the flip side. Deuces!​

==========================================================

My Postmates and Covergirls command the spotlight and get the screen time and attention as they should. Those are my day ones and upfronts. I work in the background.

 

But they have agreed to let me have a few moments to do an encore and spin flow glow at my own show.

​

That would help me tell my origin story and showcase my work. I know me, but this is for people that don't know me or the value of my work.

​​​​

[House Band 'Wet Paint' rocking out]

​​​

If you are not the fourth of five children and youngest son born to George Carter, Sr. and Flossie Mae Lee Carter, and also Dorian Rochelle Carter's dad, then you are not Stanwyn Jay Carter.

​

And if you are not me, then of course you are not the owner of my business. And you are not entitled to any portion or percentage of my money. ​​

​​

I come from a North American bloodline that predates the constitution.

 

And as Boys State/Boys Nation Alum I took an oath to defend the constitution when I was 16 years old.

 

Yes, there are individual Black native Americans with business acumen and pedigree. I am one of them.

​

My business falls under IRS Revenue 94-16, Section 17 and Large Business and International Division Category.

 

Because the government could not find any other records to go by to assign my business under.

 

Many people do not know that formal enrollment is not the only way to be Native American, especially if you just are by genealogy and lineage that the government knows about you.

 

Because the government also goes by descent, ethnicity or assignment. Hello from Bay Mills.

​

My annual music, film and arts festival is a cultural event that honors that unique mixed bloodline. 

​

Tribe X reservation ("Cloud City") is not a physical location or place. It is a digital hub.

 

Reservation in this context means my Trust Fund and its Reservation of Funds or Account Fund Balances that manifests itself in a Combined Balance Sheet like any other business should keep its books and records.

 

But let's talk my business today.

​

I am not necessarily here to talk about my bio or how my business and portfolio make money. I described that in my original website that you can click above.

 

I am here to talk about those that stole money from my trust in a money laundering and asset inversion scheme.

​

With a bank and its institution-affiliated parties being at the center. That is why the bank is on the hook.

​

Who knows, under the Bank Secrecy Act maybe my portfolio owns the bank. It would not be the first bank to end up there because of bank fraud.

 

One thing we can do is track missing money whether it be on land, sea, sky, or space. Or even in the Cloud.

 

Especially missing money from my own accounts.

​

And as NIST and Space Act Alumni, remember this quote: "Some of our instruments are out of this world. The laundering of monetary instruments is illegal."

​

My business is not restricted to one area of expertise, and we come from many fields of endeavor based on a myriad of interests.

 

But relevant in my background and as it pertains to this discussion we also specialize in Smart Digital Contract Construction Management and Audits.

 

I became a 2 CFR Part 200 Subject Matter Expert not because my organization uses federal funds for its operations, which we do not. But because I was a consultant and advisor to municipalities and organizations that do use federal funds. 

​

I became a 26 CFR Part 1 Subject Matter Expert and Enrolled Agent for my group almost by default because I am the only person that has ever worked here.

​​

As Contracting Non-Federal Entities, my business organization works with several .govs, but not with hud.gov.

 

Based on historical relationships and YChart feedback some of our top data users (in alphabetical order) are;

 

stanwyn.com | Business Board

​

congress.gov

doi.gov

nasa.gov

nist.gov

occ.gov

irs.gov.

sam.gov

ssa.gov

​

Our most successful relationships do not require a written contract or agreement. Just implied trust.
 

My investment portfolio started with limited mineral, oil, gas, and entertainment royalties. Real estate development came naturally.

​

But my investment portfolio growth and capacity over decades of time are really based on intellectual property and proprietary metadata.

​​

I used to believe the growth and size of my portfolio was because of my talents, skill-sets, charming good looks and hard work.

 

But I have learned over time that sometimes it is just let my opponent's attorney cost their clients everything trying to sue me for "everything" I own. It adds up either way.

 

Why they would do that I do not know and you would have to ask them. But the cat is out of the bag and what I do own is bigger than them or anything they can probably imagine.

​

My independent private label of companies, a Schedule O Controlled Group, rarely interacts and does business with outside parties.

​

In case of a contract dispute with an outside party then we have to go back to the last recorded valid contract that any component member of my group had with an outside party.

​

In that search you will find the last recorded valid contract between a component member of my Schedule O Controlled Group and any outside party is a 2010 contract between Contours Community Development Corporation and Amegy Bank National Association.

​

That contract has a Mandatory Arbitration Provision that survives the contract and the bank could have arbitrated or settled the same contract dispute with me many years ago.

 

Contours Community Development Corporation is my own self-financed Private Foundation.

​

But between their attorneys and court nonsense that will end up costing the bank billions more dollars listening to the wrong people doing the wrong things.

​

That's how I see it. Contours and the rest of the group will see you later.

​

For more content and context visit my websites (this one and the original one) and follow me on social media. Where I talk about all things me and my business all the time.

​

Welcome to Cloud City. Welcome to the Jay Show!​

==========================================================

Network Host and Headliner News​

​

A key aspect of my job as the owner and leader of my business, a Schedule O Controlled Group under a Consent and Allocation Plan For a Controlled Group, is to talk about my business.

 

I generally talk from a business model, marketing, sales and advertising perspective. The things people can see.

​

• Marketing is conditioning the environment to use your products or services.

​

• Sales is reaping the benefits of a conditioned environment.

​

• Advertising helps promote both.​

​

In this module, however, I will also focus on talking about my business from an IRS Form 4564 Audit perspective. The things people do not see.​

​

• Only Treasury/IRS and I know what the statutory and Mandatory Compliance Checks and requested information in my "Large Business and International Division" Form 4564 Audit are.

 

• There are not any non-compliance issues of my Schedule O Controlled Group.

 

• Our internal audit matches the federal governments external audit. The only difference in practice is the federal government, because of sole common ownership, counts everything as one from the outside looking in.

 

• Whereas the group itself breaks everything down by component member looking from the inside reporting out 

 

• The combined balance sheet of my group is also a major part of what would be considered "other data" in the contract between a component member of my group ("Contours") and a bank ("Amegy").

==========================================================

My Life | Trial Balance (Updated June 30, 2026)

​

Combined Balance Sheet | IRS Form 4564

​​

Breakdown by Component Member

Consent Plan and Apportionment Schedule for a Controlled Group.

​

Stanwyn J. Carter & Company - A Schedule O Controlled Group

​

Alpha 1041: $401,511,518,698,788

(Sundance & Caprica)

​

Beta 1120-A: $403,076,485,026,840

(Stanwyn, Inc.)

​

Gamma 1120-B: $142,705,998,137,186

(Vanguard Properties, Inc.)

​

Delta 990-PF: $142,705,998,137,186

(Contours Community Development Corporation)

​

Epsilon Schedule PH (PHC): $198,458,333,333

(Owner Equity, Personal Net Worth Tracker)

​

Taxes Payable: $0.00

​

Accounts Payable: $0.00

​

Accounts Receivable: ($32,745,625,000)

​

Total NAV: $1,090,232,692,395,833

​

• Also expressed as $1.09023269E+15 or 1.09Q

==========================================================

Contract Dispute with a Mandatory Arbitration Provision.

​

See contract dated September 1, 2010 in Houston, Harris County, Texas.

Electronically recorded September 10, 2010 under Dallas County, Texas Clerk's File No. 201000233218.

​

1. Title Company Recordings (15 Pages)

2. Original Note (22 Pages)

3. Deed of Trust (26 Pages)

4. Special Warranty Deed (7 Pages)

5. Recitals (11 Pages)

6. Resale Restriction Agreement (12 Pages)

7. First Extension and Modification of the Note (11 Pages)

8. Proof of Payment & Release of Lien. No Action Required. * (2 Pages)

​

* Well, of course because no money advanced by the bank and no money borrowed by my business means no money owed.

​

That is what it looks like when I financed all of my own projects with my own pro forma, budgets, and money.

 

That is kind of what I do for a living.

​

Key Contract Provisions

• Bank Secrecy Act

• Interstate Commerce Act

• Federal Arbitration Act

​

Accounts Opened at The Bank (2010)

1. Stanwyn Carter PH Account

2. Contours Primary Account

3. Contours Proceeds Account

==========================================================

Arbitrator: JAMS

​

Claimant: Contours Community Development Corporation

​

Claimant Attorney:

​

Respondent: Zions Bancorporation, N.A., f/k/a ZB, National Association d/b/a Amegy Bank National Association

​

Respondent Attorney: Amy Wolfshol, Porter Hedges LLP

​

Accounts Closed/Stolen By The Bank (2011)

​

1. Stanwyn Carter PH Account

2. Contours Primary Account

3. Contours Proceeds Account

​

Amount In Controversy: $32,745,625,000*

(Includes $2,616,000 Cumulative HUD Proceeds)

​

Invoice #101: $29,768,750,000 (Principal)

Invoice #102: $2,976,875,000 (Interest)

​

* Current Basis or Single Calculation Method

____________________

Arbitration Presentation | New Case. Same Facts

​

A. JAMS Original Arbitration Document Number: 1310023231 (2017)

​

B. JAMS New Arbitration Document Number: TBA

​

PART I. Session Zero Collaboration​

PART II. Registry​

PART III. Arbitration Presentation (Pre)​

PART IV. Arbitration Presentation (Post)​

PART V. Arbitration Award Agreement (Statutory)

____________________

Previous Actions | The Carter Dispute

​

Harris County 215th District Court, transferred to

​

Harris County 55th District Court, transferred to

​

Harris County 14th Court of Appeals (*See Footnote)

​

* The Carter Dispute is the adopted name of the case given by the appeals court.

​

1) The Carter Dispute is not a dispute between any Carter family members.

 

2) The Carter Dispute is not a dispute between any members of my family of companies.

 

3) The Carter Dispute is solely an arbitration matter between a member of my family of companies ("Contours") and a bank ("Amegy").

 

The previous action only centered on the ostensible First Extension and Modification of the Note ($244,475) from a single project.

 

Not the bigger issue before they realized Contours CDC and Stanwyn, Inc, which owns 100% of Cavalia Homes LLC, are the CHDO partners.

​

The BANK-HUD-PJ cannot be the CHDO. I reported them running a money laundering and asset inversion scheme with money they stole from my business accounts.

 

Then they retaliated through their attorneys and courts.

 

It is public now because they took me to court for doing my job as business owner defending myself and my business from them.

 

They cannot hide from or cover that up. Not in today's digital age.

 

See Contours 990-PF Attached Statements.

==========================================================

THE BIG BOARD

​

1) As required by law, my business organization uses its corporate tax returns and Schedule O for accounting and reporting purposes to the IRS.

​

2) An IRS Form 4564 Audit allows me to bring the routine, boring and mundane facts and figures of my portfolio to life in an informative, educational, entertaining and interactive format.

​

3) And to help bring that narrative to life, my website and social media featuring content from Jay's Blog on Facebook and Casper Energy Labs X Account and other social media channels are audio-visual aid extensions to my IRS Form 4564 Audit.

​

4) Those are the fundamentals of my online network and part of how my in real-time business audit works.

 

5) As Network Host and Headliner that is how I tell my own origin story and showcase my work.

​

6) What is innate and inherent to me may seem like foreign concepts to some people. But that does not change what is innate and inherent to me and the facts and money figures of my balance sheet.

​

7) My business operates under a Consent Plan and Apportionment Schedule for a Controlled Group.​

 

8) In the United States and Canada a corporation is a person. The five or fewer component members, or persons, of my type of Schedule O Controlled Group are:

​

1. Stanwyn J. Carter, Owner

2. 1041 Sundance & Caprica

3. 1120 Stanwyn, Inc

4. 1120 Vanguard Properties, Inc

5. 990-PF Contours Community Development Corporation

​

Note: The group's six subsidiaries are disregarded entities for tax purposes. Subsidiary assets are owned by their respective corporation.

 

* My group since 2000 is a Combined Group. With its roots as a Complex Trust, Parent-Subsidiary Controlled Group and/or Brother-Sister Controlled Group.

​

My Schedule O Controlled Group does not borrow money from or owe the government.

 

It is the other way around. We help finance or fund the federal government when it issues or sells government securities such as Treasury bills, notes, and bonds.

​

That is part of what Stanwyn Carter International Finance, Trade and Development does.

​

• The federal government does not consider my native trade group as foreign or alien entities.

​

• But the government does consider my Schedule O Controlled Group a single international entity for accounting and tax purposes based on common ownership.

​

• That is why my IRS Form 4564 audit falls under the "Large Business and International Division Category."

​

• The designation is based on the size of the combined balance sheet of the group. Not based on the number of EIN employees in the group (1) only me, or based on the number of component members of the group (5), including me.

​

Also, I am the Administrator outlined in a certain contract in Texas whose rules shall govern.

​

As such I am not going to say anything when it comes to the administration and monitoring of federal funds, applications, grants, contracts, bank regulation, or audit investigations.

 

I am just going to let it play out.​​

____________________

Schedule O Controlled Group

Form 4564 Audit, Exam and Review

​

Three-Part Matching Process

• Excel Workbook

• 4 Corporate Tax Returns (inc. subsidiaries)

• 1 Schedule O Attachment

 

Stanwyn J. Carter & Company

​

• a/k/a Stanwyn Carter International Finance Trade and Development

• a/k/a St. John's Investments

• a/k/a Stanwyn Carter Holdings

• a/k/a Jay's Foreign Legion | Jay's Foreign League

​

By Company Roster Number

​

0. C-Suite

1. Stanwyn J. Carter

2. Sundance & Caprica

3. Jay Carter Studios

4. Sheridan Park Digital Production Studios

5. Stanwyn, Inc.

6. Entrepreneurs de Americas f/k/a Young Entrepreneurs of Harris County

7. Cavalia | Cavalia Homes LLC

8. Vanguard Properties, Inc.

9. Sabinium | Vanguard Properties LLC

10. Contours Community Development Corporation a/k/a The Stanwyn Carter Foundation

11. Casper Energy Labs

​

Titles and Roles

Owner, Chairman and Commissioner (The Dude)

Director of Estates and Trusts (Capehart Kid)

Chief Executive Officer (Midnight)

President (J-Prep)

Executive Director (Starchild)

Manager (Cashmere)

Operator (Cosmo)

​

Postmates and Covergirls

88 Femme Fatales

75 Covergirls

69 Sweethearts

24 No. 2's

12 Hostesses

9 Muses

​

Portfolio Elections

ETF Account with 53 holdings

DRIP Account with 11 holdings

Index Account with 13 holdings

Indices Account with 200 holdings

​

Other General Investments

Real Estate

Treasuries

Cash​

==========================================================

The Audit Room | Schedule O​

​

Nexus In Texas | All of Them vs. My Life

​

Choose Your Challenge. Choose Your Avatar​

​

0. (Blank)

1. State of Texas

2. City of Houston

3. Harris County

4. City of Irving

5. Dallas County

6. HUD

7. Stewart Title

8. Amegy Bank National Association

9. Nathan Sommers Jacobs

10. Porter Hedges LLP

11. Bobby Joe Perry, Jr.

​

Clearing my name is more important than the money. And no one is going to tarnish my reputation, integrity, and track record of success.

​

Time goes by but facts don't change. To various degrees they all owe my business money.

 

But they used the bank and false reporting statements to the IRS and State of Texas to capture and leverage what they owe.

 

The bank is on the hook.

​

What the bank owes is what I stated in my last appearance in Harris County 55th District Court. And what is posted here where the public version of the groups trial balance and balance sheet is posted.

 

Because we can only go by the IRS Form 4564 Audit that the bank itself triggered.

​

The Big Question is who did anyone want to call or contact about my business balance sheet and sources and uses of my own money besides me?

​

And regarding what interest in what contract or contracts, exactly? Show me and the audit room and let me see my signature.

​

A contract on my life, money, investments, records, books, accounts and portfolio?

​

No, I did not participate in any scheme or pool to cause irreparable harm to myself, my business, or my family. But I can identify those who did.

​

At this stage of the investigation, I need to make sure there isn't any forgery or malfeasance or fraud involving any purported contracts involving my business and its property or assets.

​

Because it is not like that has not happened before and the same reason we are here today.

 

And no one is going anywhere until the people that caused the irreparable harm are held accountable.​ 

 

And not until we are made whole and the money is back in my full control and possession.

​

There are not any statue of limitations regarding what I am talking about.

 

And if you do not know what I'm talking about maybe you should not have crossed any lines regarding my life and career in the first place.

​

First of all, I am under a lifetime contract with my own Schedule O Controlled Group as we are with each other.

 

And my group rarely interacts with outside parties in a written contract or agreement.

​

And none involving the BANK-HUD-PJ since September 1, 2010.

 

And that contract supersedes anything BANK-HUD-PJ employees were trying to claim as a contemporaneous contract before, during or after.

​​

What we are dealing with on the surface appears to be a breach or ignoring of contract by a bank.

 

And that stems directly from gross negligence or willful misconduct of Beneficiary (the bank).

​

And the real deeper underlying AML issue is a type of asset inversion involving the laundering of monetary instruments and where the bank claims it owns everything I own "forever" on behalf of it itself and HUD and its Participating Jurisdictions.

​​

Neither I nor any of my business entities owes any money to any of them, it is the other way around.

​​

The bank cannot own my balance sheet and the underlying business and its assets on behalf of itself or for others. That would be akin to ID theft, IP theft, and property theft.

​​

In order to reverse the asset inversion and to make me and/or my entity in the contract economically "whole", and to put us in a position we would have been in if the breach or asset inversion had not occurred, we have to measure financial loss, or theft, as a result of the violation.

​​

In this instance that is easier to do than one might think. Because all we can do is go by what my IRS Form 4564 combined balance sheet says and go by the current basis as if we never met the bank.

​​

That is why I have always said the IRS Form 4564 audit that is statutory in nature as it pertains to my Schedule O Controlled Group under a Consent Plan and Apportionment Schedule for a Controlled Group, would also provide an arbitrator the answer to the measure of financial loss, or theft, as a result of the violation.

​

With that being said, and because our money has to be held by a U.S. financial institution, at the end of the day I am only seeking to move the 'Amount in Controversy' FROM a bank I cannot trust TO a financial institution I can trust.

​​

Or maybe better said from a bank that does not have the capacity to handle my money and assets to an institution that does.

 

Ponder this question also. If a person or entity owes money to me or my business, then how would I as the business owner owe money to the person or entity that owes money to my business?

​

The fraudsters and wrongdoers cannot escape the audit room.

 

I can take the oxygen out of the room and let them suffocate, or I can fill the room with water and let them drown.

 

Their attorney's options in exploring their options as they said.

==========================================================

My IRS Form 4564 Audit Speaks

​

BANK-HUD-PJ you are in my books. Want to play games with my life and career now? ​

​​

Top 40 Today

​​

• There is a standard process and procedure to assess the value of the money owed and move the money owed back to the possession and control of who and where it belongs in the first place.

​

• The Arbitration 'Amount in Controversy' may be on a scale and scope they have never seen before. It is a known IRS statutory amount.

​

• You can fool and defraud the State of Texas and even each other, but you cannot fool and defraud my Schedule O Controlled Group and its portfolio.

​​

• This is a federal interstate commerce anti-money laundering investigation into money stolen from my accounts and their roles in it.

 

• I have heard the adage "It takes money to make money". That is not necessarily true because in my world all it really takes is talent and/or a good idea and money will find you.

​

• The other side of that is you cannot take money from my business to use that to copy my business and make money for your endeavors. That is theft.

​

• Just because someone offers a loan or grant does not mean my business has to use it. Which we did not use any advancing term loan or grant.

​

• That does not, however, absolve any Participating Jurisdiction from having to honor any of their reimbursement grant obligations to my business.

​

• And no one can carve out their loan or grant commitments from my investments to claim they honored their commitments. That is called false accounting (fraud) and makes them owe double.

​

• When I advance money from myself to any of my entities to meet any project obligations, that internal accounting procedure is called a "Micro Loan" and produces a "Note to Self". And is the same thing as booking any such advances as owner equity or a shareholder loan.

 

• That is what a developer and builder with its own capacity can do. That would be me in any shape, form or fashion that the BANK-HUD-PJ should see.

 

• But their own non-performance/non-compliance and accusing me of stealing proceeds that they took from accounts before I could even reimburse myself from my own accounts blinded them.

 

• SEFA fraud (e.g., CDBG and HOME) and bank fraud (e.g., Promissory Note) on my accounts and the attempted cover-up did not work. Never will.

 

• My Schedule O Controlled Group does not have a SEFA because we do not use federal funds for our operations. How can we use federal funds for our operations or trigger a single-audit if we did not receive federal funds in an amount (zero) to do so? If a HUD-PJ had reimbursement obligations to my business that may trigger a single-audit on them, not us. And they never paid what they owed to us anyway. That is why their purported single-audit requirement of Contours backfired on them.

 

• The City of Irving had a 2009-2011 SEFA intended for Contours in the amount $690,525.19 for HOME Investments Partnerships Grant A, CFDA No. 14-239. But that money never reached Contours.

 

• The City of Irving sent that instrument to the bank and the bank called it "For Value Received". And the bank sent Contours' $544,000 Promissory Note proceeds to the City of Irving. They traded with each other, not the CHDO.

 

• That $690,525.19 was the project budget for the Shady Park No. 2 Addition. I know this because not only did I write the budget, but I also financed the project 100% out of my own pocket as an advance to Contours.

 

• When I say out of pocket I am meaning that the $1M that For-Profit Cavalia Home LLC earned from its CDBG Project in 20007-2008 is no longer HUD-PJ funds for them to monitor. That money then belongs to Cavalia Homes LLC and its owner, exclusively. That would be me. CDBG projects require a performance and payment bond that I put up. And the BANK-HUD-PJ are not a contractor to pay.

 

• It is 100% legal to then use that money, now my own funds for whatever purpose I want to use that money for. However, I elected to advance that money to nonprofit Contours for the budget I wrote for its 2009-2011 HOME project. That is not commingling, that it is smart legal investing to ensure project success. I only cared about the future first-time homebuyers. Not the BANK-HUD-PJ.

 

• That is something I as owner of both companies can do because the State of Texas considers both companies as a single entity anyway because of common ownership. But that it is not something the BANK-HUD-PJ can do because they are not the owner of either company.

 

• That is the difference and why the auditor of the combined projects, McConnell & Jones, CPA, said both the CDBG and HOME amounts are owed to the owner or at least back to the entity accounts.

 

• Because of what happened that should not have happened through no fault of my own, that is why McConnell & Jones, CPA told me to find the highest audience and tell them what I know about what happened.

 

• In that context my highest audiences are Treasury/IRS in the general sense. But would also be an arbitrator in a specific case if there is contract dispute involving any component member of my Schedule O Controlled Group and any outside party.

 

• That is why in coming full circle that leads to, contractually speaking, an arbitration between Contours and Amegy Bank.

 

• Because Cavalia Homes LLC and my other businesses do not have anything to do with that contract. And HUD-PJ is not the bank.

 

• The bigger issue is the bank claimed Contours' Primary Account, Proceeds Account and my Personal (PH) Account. It is the current value of those accounts that the bank owes. That is the problem.

 

• It is that sum that is the 'Amount In Controversy '. Because both Contours and I have other trust fund and other money above and beyond that one-off project in Irving, Texas. Contours' one-off project in 2010 and even Cavalia Homes, LLC one-off project in 2008 barely registers in my financials except that the projects happened. Those two separate projects have its own P&L statements.

 

• I provided the financing because neither the bank or city honored their commitments and did not contribute any money to the project. What they did is intercept the money I used and traded it with each other bypassing me. The owner/investor.

 

• Then they said I did not put any money into the project and tried to frame me for taking my own money that they stole before I even had a chance to reimburse myself from my own accounts.

 

• That is why the City of Irving's SEFA Reimbursed Amounts to Contours are incorrect causing the Grants Receivable to Contours to also be incorrect. Both the bank and city took money from the Developer/Builder to meet their obligations, not paid money to the Developer/Builder for its work.

 

• The City of Irving cannot carve out a HOME SEFA intended for one entity "Contours" from already earned CDBG Awards from another entity "Cavalia Homes LLC". And the bank cannot carve out its Promissory Note obligations from either.

 

• My group makes and uses our own money for its operations. That is why there is no Single Audit Requirement of any component member or entity of my organization, including Contours.

 

• McConnell & Jones, CPA, who had Contours Power of Attorney from 2009-2011, tried to explain that to them in its CDBG/HOME project-specific audit I ordered in 2012 for those two combined projects in Irving, Texas. That audit was performed to help them with their misunderstanding and their misuse of my money.

 

• Those two combined projects only involved the total development of 18 Lots and the construction of 14 Homes. Cavalia Homes LLC did 10 Lots and 10 Homes (CDBG, 2007-2008). Contours CDC did 8 Lots and 4 Homes (HOME, 2009-2011). The other 4 homes on the site that Contours developed was set-aside for the City of Irving's sponsored entity Bear Creek CDC. That is how to count the total of 18 Lots and 18 Homes. That is why the construction and financing of four of those homes at Shady Park No. 2 Addition does not have anything to do with my business.

​

• Our two RFP projects, where we were never paid or reimbursed, were not the only affordable housing projects my organization ever did in Texas. Those two projects just happened to be the only affordable housing projects I did in City of Irving, Dallas County, Texas.

 

• I have other more positive things to do with my time and money than deal with bank and municipal employees and their attorneys stealing from my capital accounts. 

​

• Beware of trying to capture and leverage a SEFA example model for training purposes that does not actually exist for funds that are not intended for or does not belong to your agency or organization. [e.g., $534,019.81]...(1997)

 

• And beware of trying to capture and leverage a false/fake SEFA as a Promissory Note.

[e.g., $544,000]...(2010)

 

• And in 2026 do not manipulate the IRS to send Sundance & Caprica a bill of $9,980.19 - $1,713.60 = $8,266.59 for tax year 2015 trying to reconcile those two examples above to zero.

 

• Or try to recapture the almost $8M that was written off by three of my entities in three separate 1099-C regarding Bobby Joe Perry, Jr. and his wife Tammie Jackson Perry that does not even have anything to do with the BANK-HUD-PJ.

 

• But when you know what you are looking at, as I do, that has BANK-HUD-PJ fraud written all over it.

​​​

• It is that type of fraudulent activity that can send BANK-HUD-PJ employees and whomever they may be working in concert with, trying to frame me, to federal prison. I listed their names on my original website.​

==========================================================

Smart Digital Contract

 

A) My Smart Contract Construction Management System can paint a picture of them and re-create their actions like a Hollywood movie.

 

B) All the data syncs to Jay's DAW and Movie Maker.

 

C) It can also produce an RSS Visual Radio Production.

​

D) Essentially, my SCCMS can capture the bad actors coming and going frame by frame.

​

E) My E-Book Journal Titles are:

​

• "The Life and Times of Jay Carter"

• "Rogue Special Mode: Foreign, Alien, Native"

​

Also, please note that I cannot be removed or replaced from any titles, roles or positions in my own trust fund and Schedule O Controlled Group. Ask Congress about that.

​

For example, and as it pertains to Contours Community Development Corporation, I am not the "former director" of Contours, I am a lifetime director of Contours which is my own Private Foundation.

​

The "former directors" who stole from the foundation (and other businesses) are Bobby Joe Perry, Jr. and his wife Tammie Jackson Perry.

​

Never mind that background but let's talk forward looking back.

​

1. My separate property is a gift passed down to me from generation-to-generation in a bloodline trust and can only be passed down to my daughter at some future point in time. That is between us.

​

2. Not passed to Bank Trustee George Marshall and his Beneficiary Amegy Bank National Association.​​​​

​​

3. My separate property and how it manifests itself is a Schedule O Controlled Group that I started and nurtured and grew from the ground up without any financial help from anyone. My businesses all have their own investments and make their own money.

​​

4. All my career I have tried to help other people. But based on the way I have been treated by those people, there comes a time when I have to defend and protect myself and my separate property from everyone and everything.

​​

5. In some business transactions I will never understand some people's obsession of wanting to take things from me when they owe my business. That makes no sense. But they themselves will lose everything in those scenarios.

​​

6. I do not know what people that owe my firm money want or expect from me. They would have to tell me what they are looking for, specially. But anything I can help them with is on the internet. Ask IoT, but do not ask me. Try ChatGPT or Grok.

​​​

7. My only obligations are to myself as a person, my role as a dad, and of course my business I started in my parents' home before I graduated from high school in 1984. And I don't consider any of those things as obligations at all. To me, it is an honor and a privilege.

​

8. That BANK-HUD-PJ money laundering scheme in Texas using assets from my business to do so has come to light.

==========================================================

We are in a commercial break right now...

 

Coming up after the break we will be joined by the face and voice of Cloud City.​

​

Casper Energy Labs

@Stanwyn

​

Hi, I'm Producer X working here out of the control center...

​​

I am working on a show segment and episode where Jay calls in as a guest to his own show with his satellite phone from his Airstream location.

​

That might help take the show on the road over the airwaves.

​

Site Visit/Tour available on the Blog.

​

For expanded coverage follow Stanwyn J. Carter & Company on Social Media.

 

Also available wherever you get your information.

​

12:24 PM · Oct 6, 2024·

1,589 Views (In Thousands)

==========================================================

GREEN ROOM

 

My Life | Jay Show Guest - Stanwyn Carter

​

Live from his Smartphone Studio to promote his business model, companies, brand, schedule, and calendar of events.

​

And also talk about his origin story and series of journeys and events that shaped his career path.

​

He is here to take your calls, answer your questions, read your emails, texts, chats, threads, chains and a whole lot more.

 

Lead-in (Interactive): Jay's Blog Post 10/04/25

​

Show Segments (7)

​

• Covering more than 42 years in the royalty's industry since coming out of high school in 1984.

​

• He was a one and done entrepreneur after a year in college in 1985.

​

• He stayed on track to complete his 6-year degree plan (including a 2-year MEAPS Engineering Rotation) in 1990.

 

• As a user of technology that existed before the modern internet era, and an early adopter of the commercial internet known today, his company went online with its first website in 1992.

​

• His enterprise team introduced its Excel FP&A Solutions Dashboard in 2000.

​​

• His first Playbill ("The Play") was in 1981.

​​​

• His first screenplay and soundtrack audition submission ("Untitled") was in 1975.

​

Coming up after the commercial break, ladies and gentlemen...We will be joined by the face and voice of Cloud City.

 

[Rejoiner Music]

​

Post

See new posts

Conversation

Casper Energy Labs

@Stanwyn

​

@Stanwyn

Answer by Grok

​

Stanwyn J. Carter, an ambassador with a flair for finance and media, hosts his own radio network while meticulously managing his Schedule O Controlled Group, believing in the power of precision and performance in both art and business. Stanwyn has been promoting tours, teasing radio shows, and running interactive polls for future engagements.

 

Just because I'm holding court does not mean I should be in court. But since I am in court, I'll bring my trial balance with me. 

 

Monitor that... - @Stanwyn

​​

12:11 AM · Feb 16, 2025

586 Views 

​

Post

See new posts

Conversation

Casper Energy Labs

@Stanwyn

​

Intro: Thank you to my day ones and upfronts. I could not have done this without you. We did it together.

 

I love you, too. Smooches...!

 

Outro: My website is live and interactive streaming from space to ground.

 

Always aiming to improve the experience.

 

Like Follow Subscribe.

 

See you on the flip side. Deuces...!

​

11:28 AM · Mar 31, 2025

2,688 Views

==========================================================​

Jay's Blog

January 23, 2026

​

Cloudcast

​

Welcome to backstage at Studio 404, Home of the 808's. 404 Twice as Nice!

 

Where we build and develop our network of brands.

 

And where we bring the boring and mundane facts and figures of my portfolio to life.

==========================================================

Jay's Blog

February 27 ·

​

Business Model

​

When the airwaves love you...and you love it right back!

 

Photo Shoot: Click, click, click, click, click...

​

Welcome to The Jay Show!

​

Business is art and I am an artist.

​

Market makers make markets. Content creators create content. I do both and a whole lot more!

​

That's the Show...That's the audit, exam, and review.

​

I was born and raised here on the reservation, colloquially known as Cloud City. I was raised on sunshine, sweet tea, cornbread and co-eds.

​

I have worked here on 'The Res' all my life and I am in a lifetime contract with my own Schedule O Controlled Group. Not with other outside parties.

​

Word is bond and I am known for keeping my word. If I say I am going to light you up, then I am going to light you up.

​

On one hand that is a very good thing for my Postmates and Covergirls.

 

On the other hand, that is a very bad thing for anyone or any entities that stole from my business and owes me money.

​​

Not paying what you owe IS stealing.

​

If you owe me and my business money, then that makes you my enemy.

 

My life, career, royalties and money are not a game for anyone to play with or try to capture. I will capture them and all they own.

​

My 2026-2027 Campaign is to destroy and dismantle a certain BANK-HUD-PJ money laundering ring operating in Texas stealing my money, profits, and proceeds.

​

People should be careful of a witch hunt regarding the sources and uses of my money. That is my own business. This warlock will come to you. I promise.

​

What is innate and inherent to me may be foreign concepts to some people.

 

They don't want none of this smoke, but I am going to give it to them. It's in my nature, nurtured.

​

Alright ladies, we've got bad company. Act retro, I'll set the targets, you do the slaying.

 

Let's fly, clean, sweep and vacuum and teach them a lesson they will never forget.

​

Hang my enemies and opponents on the Reservation Totem Pole for all the world to see.

​

Thieves, bounty hunters and pirates beware...​

==========================================================

Pro Tip...

 

The individual person Stanwyn Carter does not have any money to speak of. The incorporated person Stanwyn Carter, however, is wealthy beyond imagination. Not my imagination, but their imagination. Cheers!

 

Ask Treasury/IRS that knows how much money is missing from my accounts, because my group's accounting is based on a rules-based and formula-based system that has to balance.

 

And if there is any missing money, who do you think they are going to contact to help solve the problem? They know my system is more modern and up-to-date than theirs by at least 20 years.

 

And ask the bank that stole the money. Because my ID/IP and money had to exist in the marketplace for the bank to steal the money by absorbing my accounts at the bank. The bank is doing a very bad impersonation of my business because we do not steal.

​

People such as I who earn a living being creative, especially in a problem-solving and solution-building arena, are actually intelligent and smart but not crazy people. That is a factor in how my career started as a youth when I took every chance I knew to take.

 

Because I knew I was not limited to the cognitive limitations of other people when it comes to my own life goals and endeavors. And in that context, I have been solving problems and building solutions all my life. It is a lifetime job.

​​

It also true that my life and career are a problem for some people and entities. But I do not have a solution for that.

​

I am a normal, sane person working in a SAIN (Standard Audit Identification Number) environment and the other people and entities and their attorneys have seemingly gone crazy and insane trying to capture and leverage my money and frame me in their fraud against my business group.

​

No one can take back their threats towards me, what they filed and did trying to cover up fraud.

​

I do not have any obligations to other people and their entities and their world. My only obligations are as the leader of my business group, not theirs.

​

What are they going to do next? Sue me for simply being myself and literally and figuratively minding my own business professionally and personally?

​

Well, they have all already tried that from 2017-2024 and ran out of things to sue me for. They targeted the wrong person and my private family of companies.

​​

The non-public business details are in my Excel Workbook and Arbitration Presentation contained there that I have not even sent or released to the other party or an arbitrator. But they made it public.

​

Because the bad actors are hacked into my private Carter Network and devices, they already know what is coming next.

 

What the bad actors do in their anticipation of and preparation for what is coming next is read and use my notebook files like the copycats and imposters they are. They leaked private data.

​​

Our Open-Source Blockchain will let people in, but it will not let bad actors out. For example, that BANK-HUD-PJ money laundering scheme using my ID/IP entity accounts as a conduit to do so leaves a distinct blockchain digital signature audit trail.

​​

In this type of investigation, that blockchain digital signature audit trail traces the source of the stolen and laundered money back to the victim owner. That is who the stolen money belongs to.

​​

In this specific case, the trading entity invoices must match 990-PF Tax Form Part 2, Line 3. Or its recorded portion of the Schedule O Controlled Group's Schedule O Attachment. That calculation would equal 15% of Stanwyn, Inc Schedule PH.

​​

That is how my complex trust accounting works and what the IRS goes by in its Form 4564 Audit, Exam and Review. And that is what an arbitrator must also go by in its award determination.

​​

Not go by what a BANK-HUD-PJ employee or any of their attorneys said in trying to frame me in covering up their crimes against my trust fund.

​​​

In this specific case, the trading entity is Contours Community Development Corporation and its Invoices #101 and #102 owed by the BANK where the entity accounts were set up.

 

There were actually three separate accounts at the bank.

​​

• Contours Primary Account

• Contours Proceeds Account

• Stanwyn Carter PH Account*

​​

* For sources of money other than from Contours. Such as money from my other businesses routed to the bank for my own use.​​​

==========================================================

​FROM THE ARCHIVES

​

Did I get the $200,000?

​

If I had to guess, that question to me from attorney Craig Hemphill comes from former directors of Contours Community Corporation Bobby Perry and Tammie Perry.

​

They of the Opens Records Request world and in their scheme with Galen Price and City of Irving to "recapture and leverage" my organization's HUD award from Harris County to Dallas County.

​

From my universe of funds, I have to isolate just exactly "what" specific $200,000 they were talking about. 

​​

In the history of my business there were only three HUD grant awards intended for any of my entities.

​

And of course, any HUD funds intended for any of my business entities are not "all the money" I own.

 

In my endeavors, I am focused on $200B personal net worth I hope to surpass soon. That is based on my NIL as audited by Form 4564.​

​

Now that we are here let's investigate the life cycle of all the HUD grant funds intended for and earned by my business but never received.

​

In this exercise without complicating anything let's use the base amounts not including any other eligible reimbursements (e.g. land value, carrying costs).

 

That would bring the total amount of earned but unreceived HUD funds to $2,616,000.

​

CDBG

​

1) $200,000 Young Entrepreneurs of Harris County

Via Harris County Housing Authority (~ 1996-1997)

​

2) $1,000,000 Cavalia Homes LLC

Via City of Irving, Texas (~ 2007-2008)

​

HOME

​​

3) $690,525 Contours Community Development Corporation

Via City of Irving, Texas (~ 2009-2011)

​

That certain $200,000 non-mystery does not have anything to do with Contours or Cavalia (CHDO).

​

That $200,000 only involved Young Entrepreneurs of Harris County. It's recorded in my books but the money never hit the account. Follow me on this.

​

A) This is before I knew of any hint of any dispute of any kind between Contours and Amegy at the outset of the contract between those two parties. And to this day neither party has sued the other.

​

B) But apparently, however, the Trustee named in the contract on behalf of Amegy Bank claimed or still claims the cost of any settlement of any kind against Contours (Grantor) on behalf of Trustee Beneficiary (Bank) and unto Trustee forever.

​

C) Although I am the single common owner of a family of companies, my Chart of Accounts uses a segregation of funds method in bookkeeping and accounting for internal purposes.

​

D) The combined balance sheet breaks it down by component member and the component members can break it down further by their subsidiaries. (Although component members own all the assets of their subsidiaries).

​

E) Technically, I cannot "mix or commingle" my own funds because the Federal Government and State of Texas counts all my money as a single pool of funds of my own money anyway. To be used in any manner I choose. Whether it be for personal, pleasure or business use.

​

F) There is actually a legal commingling of funds concept and there is an illegal commingling of funds concept. I use the former by way of chart of accounts and general ledger, and the bank used the latter by way ID/IP theft and fraud.

​

G) For example, I did not mix or commingle my money to fund a Promissory Note. The Trustee and Michael Pearson of Amegy Bank did, and tried to cover it up and blame and frame me.

​

H) And now here we are after many years of bank confusion trying to find its way out of this situation it finds itself in. And since the bank from 2017 through its current attorney Porter Hedges LLP set out to sue me for everything I own, let's use IRS Form 4564 audit format to show what on a current basis the value is of all that I actually do own.

​

I) That will also show how much money ("Amegy") owes to ("Contours"). At this point in time, that is what arbitration is for between THOSE TWO PARTIES.

​

J) That looming arbitration matter is not any more complicated, complex or simpler than that.

==========================================================

Back to Young Entrepreneurs of Harris County

​​

I remember meeting with Nathan Sommers Jacobs back in 1996 or 1997 when I talked to them about one of my entities, For-Profit Young Entrepreneurs of Harris County (YEHC).

​​

That was about YEHC and its $200,000 CDBG Award from Harris County Housing Authority (HCHA) for YEHC'S High School Entrepreneurial Program.

​

By this time I already spent between $72,000 to $84,000 of my own money, or Stanwyn Inc d/b/a Vanguard Properties money, incubating YEHC'S project. (Technically, $72,000 Stanwyn, Inc d/b/a Vanguard Properties and $12,000 Stanwyn Carter).

​

That $200,000 CDBG award was from surplus HCHA HUD funds they wanted to allocate before HUD recaptured or reclaimed the money from HCHA. HCHA sent out an RFP.

​

YEHC won the RFP and that award was not for a housing development project itself. But was for YEHC'S High School Entrepreneur Program based on YEHC'S proposal and its program model and implementation plan.

​

YEHC's proposal tied into introducing young future leaders to the world of finance and affordable housing development through Business Clubs at high schools.

​

But Harris County Housing Authority disguised the grant award as a 5% loan and we had no interest or need for that. Or especially using Harris County's vendors and contractors they tried to push on YEHC for something we could do 100% in-house on our own. Which we did.

​

Harris County Housing Authority suspended the grant and we did not care about the grant.

​

I told HCHA to put that $200,000 in their pipe and smoke it.️ I tried to help them with their RFP with our expertise. And I do not need their money.

​

That is why YEHC's program sponsors were Stanwyn, Inc and Vanguard Properties. Not HUD or any of its Participating Jurisdictions.

 

We ran that program on our own at a cost of $534,019.81over a period of three years.

​​

And during that time Vanguard Properties was busy in its relationship with the City of Houston as a consultant and developer in Houston's Historic Fourth Ward and what is now Midtown TIRZ.

​

Vanguard Properties was highly sought after and had several Nonprofit CDC clients in Houston. Even Houston Housing Finance Corporation was a client of Vanguard Properties.

​​

Many of Vanguard Properties clients also used other sources of funding besides HUD, like Texas Department of Housing and Community Affairs (TDHCA). Not Vanguard Properties, but its clients.

​​

As a personal aside, HUD money and TDHCA money are virtually the same thing. And in working with clients and municipalities I have seen more waste and fraud in my career between those two entities than I can even describe here.

​​

None of any of the above had anything to do with Stanwyn, Inc and it $200M PUD for Cloud City infrastructure. Including this blockchain network.

​

And all of this was before 2000 and before my private foundation 990-PF Contours was incorporated and became a component member of my Schedule O Controlled Group in 2003.

​========================================================

The $200,000 - $284,000 non-mystery is this:

​​

1) In 2010 the bank Trustee tried to improperly claim as an unpaid or outstanding loan balance, like a lien on YEHC'S 1996-97 $200,000 CDBG Award on behalf of HUD or Harris County.

​

2) Those are HUD funds YEHC never received from or owed back to HCHA or HUD in the first place.

​

3) That audit matter is between HUD and its PJ.

​

4) The bank Trustee also tried to claim my own contributions, or Stanwyn, Inc d/b/a Vanguard Properties contributions of between $72,000 - $84,000 for my own YEHC program as proceeds from the award.

​​

5) Then the Trustee tried to carve out that never received $200,000 and my own $84,000 out of Contours $544,000 Promissory Note.

​

6) Then they got caught and stuck on $244,475 that showed up in Contours' First Modification and Extension of the Note in 2011 regarding a HOME project in Irving, Texas. Let's examine.

​

1) What that $244,475 actually is:

​​

BANK-HUD-PJ fraud because...

​​

$200,000 YEHC CDBG Award Amount from 1996-97 that HUD tried to embed or tuck inside Contours $544,000 Promissory Note in 2010 to book and recapture what they never advanced or paid in the first place.

​

Plus $24,000 Program Director Salary - I paid that out of my own pocket for my own program.

​​

Plus $12,000 Program Assistant Salary - I paid that out of my own pocket for my own program.

​

Plus $8,475 Office Rent - I paid that out of pocket for my own program.

​

All of that activity was back in 1996-1997.

​

That equals that specific $244,475.

​

2) What that $244,475 is not:

​

It is not related to Contours 1031 Exchange.

​

Contours owned land at Shady Grove and had plans to develop that site on its own.

​

But because of NIMBY on the part of the City of Irving, Contours sold that land to the City of Irving for $200,000 in exchange for land at Shady Park that became Shady Park No. 2 Addition.

 

That is the site where Contours developed the 8 Lot project.

​

The City of Irving used its proceeds from that exchange and booked it like this on their end for the Shady Park project:

​

$132,000 Shady Park - Donated Land Value

​

$52,000 Shady Pak - Contours Developer Fee

​

$16,000 Closing Costs and other costs associated with Contours original feasibility at Shady Grove

$200,000 

​

$40,000 ($10,000 proceeds from the $123,000 sales price of each of the four homes at Shady Park the City of Irving kept for itself)

$4,475 (A&E costs the City of Irving did not reimburse Contours)

$44,475

​

The City of Irving then used the following 

$16,000

$40,000

$4,475

$60,475 for:

​

$52,000 Shady Park - Contours Builders Fee

$8,475 Shady Park - Cost Overruns

$60,475

​

In the City of Irving's language, they converted that exchange into a $236,000 HOME Grant plus $8,475 they retained.

​

$244,475 Total 1099 Exchange should balance

​

​

3) What that $244,475 in the First Modification should reflect is: REIMBURSEMENTS TO ME OR CONTOURS FOR

​​

$62,001.00 - My out-of-pocket advance to Contours to start construction at Shady Park

$19,262.97 - Insurance and other carrying costs at Shady Park

$81,263.97 Sub-total

​

$163,211.03 - Site Development Reimbursement Sub-total

​

$244,475 First Modification and Extension of the Note was not necessary because the project was completed. The bank mislabeled it as a loan extension when those are actually reimbursements owed to Stanwyn Carter and Contours.

​

In other words, like all earnings and reimbursement proceeds from the project, that is all my money. Who else's money would it be?

​

Remember, I financed that project from money Cavalia Homes, LLC already had on deposit at the bank. Keep in mind Stanwyn, Inc owns Cavalia Homes, LLC.

 

I can do that as the common owner of Contours CDC and Cavalia Homes LLC (the CHDO).

​

That nonsense Nathan Sommers Jacobs came up with in the First Modification was mathematically correct but crooked. I own the parties that agreed. That project was complete and there was no further need for me to advance money to my business to borrow from itself.

​​

I know BANK-HUD-PJ fraud when I see it.​
​==========================================================